# GMOあおぞらネット銀行 認証アプリ vs リボ払い卒業ノート

The clearest difference is update cadence: リボ払い卒業ノート at every 8 days against GMOあおぞらネット銀行 認証アプリ's every 4 months. GMOあおぞらネット銀行 認証アプリ's advantage is device support (3 vs 1) and iOS requirement (10.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GMOあおぞらネット銀行 認証アプリ ships an update every 4 months, リボ払い卒業ノート every 8 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | GMOあおぞらネット銀行 認証アプリ | リボ払い卒業ノート |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 8 days** |
| Monetization | Free | — |
| Size | 21 MB | 1 MB |
| Requires iOS | **10.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [GMO Aozora Net Bank, Ltd.](https://appshunter.io/developer/1341530385) | [SHINOBU MIYAHIRA](https://appshunter.io/developer/6782739570) |

## What reviewers say

### GMOあおぞらネット銀行 認証アプリ

[App page](https://appshunter.io/ios/app/gmo/id1403241824)

This app generates one-time passwords for online banking transactions and supports enhanced transaction authentication. It ensures secure access for transfers and account changes by verifying your identity through your smartphone.

**Highlights:** One-time password generation, Transaction authentication, Secure online banking access, Enhanced security for transfers, Account change verification

**Features:** Vision Pro support

**In-app purchases:** none


### リボ払い卒業ノート

[App page](https://appshunter.io/ios/app/id6791827626)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is GMOあおぞらネット銀行 認証アプリ free?

GMOあおぞらネット銀行 認証アプリ is free to download, with no in-app purchases.

### Is リボ払い卒業ノート free?

リボ払い卒業ノート is free to download, with no in-app purchases.

### Do GMOあおぞらネット銀行 認証アプリ or リボ払い卒業ノート have ads?

Neither GMOあおぞらネット銀行 認証アプリ nor リボ払い卒業ノート shows ads.

### Which is updated more often, GMOあおぞらネット銀行 認証アプリ or リボ払い卒業ノート?

GMOあおぞらネット銀行 認証アプリ ships an update every 4 months, and リボ払い卒業ノート every 8 days. Most recently, GMOあおぞらネット銀行 認証アプリ was updated on November 2, 2026 and リボ払い卒業ノート on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*