# BoC Pay+ vs ICBC(Asia)

The clearest difference is rating: BoC Pay+ at 3.7 against ICBC(Asia)'s 2.8. ICBC(Asia)'s advantage is review sentiment (65% vs 43%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BoC Pay+ holds the better App Store score, 3.7 against 2.8. Both are backed by a comparable volume of ratings — 11 and 22 respectively. Written reviews complicate that: 43% of BoC Pay+'s written reviews are positive against 65% of ICBC(Asia)'s, so the app with the better star average is not the one people write more warmly about.

BoC Pay+ ships an update every 4 weeks, ICBC(Asia) every 5 weeks. The most recent releases landed on September 19, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | BoC Pay+ | ICBC(Asia) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (11 ratings)](https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews)** | [2.8 (22 ratings)](https://appshunter.io/ios/app/icbcasia/id1475070598/reviews) |
| Number of ratings | 11 | **22** |
| Positive reviews | 43.0% of reviews | **64.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 243 MB | 244 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [Industrial and Commercial Bank of China](https://appshunter.io/developer/404569366) |

## What reviewers say

### BoC Pay+

[App page](https://appshunter.io/ios/app/boc-pay-plus/id1403690384)

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

**Highlights:** Top up with BOC Credit Cards, Manage credit cards, Apply for installments, Earn and redeem points, Check gift points balance, Small amount payment without password

**Features:** Vision Pro support

**In-app purchases:** none


### ICBC(Asia)

[App page](https://appshunter.io/ios/app/icbcasia/id1475070598)

Manage your finances on the go with this mobile banking app. It offers features for transfers, investments, credit cards, bill payments, and account management. Open new accounts, track assets, and receive timely alerts for a seamless banking experience.

**Highlights:** Transfer & Remittance, Investment Management, Credit Card Services, Bill Payment, Account Management, New Customer Account Opening, Personalized Financial Management

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BoC Pay+ free?

BoC Pay+ is free to download, with no in-app purchases.

### Is ICBC(Asia) free?

ICBC(Asia) is free to download, with no in-app purchases.

### Which has better reviews, BoC Pay+ or ICBC(Asia)?

BoC Pay+ is rated higher. BoC Pay+ averages 3.7 out of 5 from 11 ratings, while ICBC(Asia) averages 2.8 from 22 ratings.

### Do BoC Pay+ or ICBC(Asia) have ads?

Neither BoC Pay+ nor ICBC(Asia) shows ads.

### Which is updated more often, BoC Pay+ or ICBC(Asia)?

BoC Pay+ ships an update every 4 weeks, and ICBC(Asia) every 5 weeks. Most recently, BoC Pay+ was updated on September 19, 2026 and ICBC(Asia) on September 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*