# BoC Pay+ vs CHS APP

The clearest difference is update cadence: BoC Pay+ at every 4 weeks against CHS APP's every 4 months. BoC Pay+ also leads on review sentiment (43% vs 33%). CHS APP's advantage is iOS requirement (9.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BoC Pay+ ships an update every 4 weeks, CHS APP every 4 months. The most recent releases landed on October 4, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | BoC Pay+ | CHS APP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (11 ratings)](https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | **43.0% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 243 MB | 159 MB |
| Requires iOS | 14.0 | **9.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [Chong Hing Securities](https://appshunter.io/developer/1372016380) |

## What reviewers say

### BoC Pay+

[App page](https://appshunter.io/ios/app/boc-pay-plus/id1403690384)

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

**Highlights:** Top up with BOC Credit Cards, Manage credit cards, Apply for installments, Earn and redeem points, Check gift points balance, Small amount payment without password

**Features:** Vision Pro support

**In-app purchases:** none


### CHS APP

[App page](https://appshunter.io/ios/app/chs-app/id1503305175)

This application provides a secure platform for stock trading and comprehensive financial information. It offers real-time quotes, market news, and tools to help users monitor their investments and identify opportunities.

**Highlights:** Stock trading with portfolio management, Real-time stock quotes and charts, Comprehensive market information, Updated financial news and commentaries, Watchlist for favorite stocks, Online stock services (eIPO, Corp Action)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BoC Pay+ free?

BoC Pay+ is free to download, with no in-app purchases.

### Is CHS APP free?

CHS APP is free to download, with no in-app purchases.

### Do BoC Pay+ or CHS APP have ads?

Neither BoC Pay+ nor CHS APP shows ads.

### Which is updated more often, BoC Pay+ or CHS APP?

BoC Pay+ ships an update every 4 weeks, and CHS APP every 4 months. Most recently, BoC Pay+ was updated on October 4, 2026 and CHS APP on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*