# BoC Pay+ vs Octopus for Tourists

The clearest difference is rating: BoC Pay+ at 3.7 against Octopus for Tourists's 2.2. BoC Pay+ also leads on review sentiment (43% vs 29%) and iOS requirement (14.0 vs 16.2). Octopus for Tourists's advantage is ratings volume (229 vs 11). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BoC Pay+ holds the better App Store score, 3.7 against 2.2. That said, the two scores are not equally well evidenced: Octopus for Tourists has 229 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 43% of BoC Pay+'s written reviews are positive against 29% of Octopus for Tourists's.

BoC Pay+ ships an update every 4 weeks, Octopus for Tourists every 2 months. The most recent releases landed on September 19, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | BoC Pay+ | Octopus for Tourists |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (11 ratings)](https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews)** | [2.2 (229 ratings)](https://appshunter.io/ios/app/octopus-for-tourists/id1505492952/reviews) |
| Number of ratings | 11 | **229** |
| Positive reviews | **43.0% of reviews** | 28.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 243 MB | 54 MB |
| Requires iOS | **14.0** | 16.2 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [Octopus Cards](https://appshunter.io/developer/880569113) |

## What reviewers say

### BoC Pay+

[App page](https://appshunter.io/ios/app/boc-pay-plus/id1403690384)

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

**Highlights:** Top up with BOC Credit Cards, Manage credit cards, Apply for installments, Earn and redeem points, Check gift points balance, Small amount payment without password

**Features:** Vision Pro support

**In-app purchases:** none


### Octopus for Tourists

[App page](https://appshunter.io/ios/app/octopus-for-tourists/id1505492952)

This app allows tourists to easily add and manage a digital transit and payment card on their iPhone or Apple Watch for use in Hong Kong. It enables seamless travel and shopping by simply tapping your device, with convenient top-up options and balance checking.

**Highlights:** Add Octopus card to iPhone/Apple Watch, Top up with credit/debit cards, Check balance and spending, Refund deposit and remaining value, Tap to pay at readers

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient for tourists
- 🚀 Works seamlessly on Apple devices
- 👍 Helpful for getting around Hong Kong

**What reviewers complain about**

- 💰 Inflated exchange rates and hidden fees
- 🐛 Top-up issues and unreliable functionality
- 🤖 Poor customer support and lack of human assistance
- 🤷‍♀️ Forced to use non-local currency

**Reported bugs**

- Transactions failing after initial use
- Card not showing up in Apple Wallet after purchase
- Inability to transfer existing physical card to app

**Requested features**

- Allow payment in local Hong Kong dollars
- Improve top-up reliability and stability
- Provide better customer support channels


## Frequently asked questions

### Is BoC Pay+ free?

BoC Pay+ is free to download, with no in-app purchases.

### Is Octopus for Tourists free?

Octopus for Tourists is free to download, with no in-app purchases.

### Which has better reviews, BoC Pay+ or Octopus for Tourists?

BoC Pay+ is rated higher. BoC Pay+ averages 3.7 out of 5 from 11 ratings, while Octopus for Tourists averages 2.2 from 229 ratings.

### Do BoC Pay+ or Octopus for Tourists have ads?

Neither BoC Pay+ nor Octopus for Tourists shows ads.

### Which is updated more often, BoC Pay+ or Octopus for Tourists?

BoC Pay+ ships an update every 4 weeks, and Octopus for Tourists every 2 months. Most recently, BoC Pay+ was updated on September 19, 2026 and Octopus for Tourists on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*