# BoC Pay+ vs BEA Mall

The clearest difference is rating: BEA Mall at 4.7 against BoC Pay+'s 3.7. BoC Pay+'s advantage is monetization model (free vs free with in-app purchases) and review sentiment (43% vs 33%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BEA Mall holds the better App Store score, 4.7 against 3.7. Both are backed by a comparable volume of ratings — 11 and 29 respectively. Written reviews complicate that: 43% of BoC Pay+'s written reviews are positive against 33% of BEA Mall's, so the app with the better star average is not the one people write more warmly about.

BoC Pay+ ships an update every 4 weeks, BEA Mall monthly. The most recent releases landed on September 19, 2026 and September 6, 2026 respectively.

## The numbers

| Metric | BoC Pay+ | BEA Mall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (11 ratings)](https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews) | **[4.7 (29 ratings)](https://appshunter.io/ios/app/bea-mall/id1544747458/reviews)** |
| Number of ratings | 11 | **29** |
| Positive reviews | **43.0% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 243 MB | 49 MB |
| Requires iOS | **14.0** | 15 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [The Bank of East Asia, Limited](https://appshunter.io/developer/381215707) |

## What reviewers say

### BoC Pay+

[App page](https://appshunter.io/ios/app/boc-pay-plus/id1403690384)

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

**Highlights:** Top up with BOC Credit Cards, Manage credit cards, Apply for installments, Earn and redeem points, Check gift points balance, Small amount payment without password

**Features:** Vision Pro support

**In-app purchases:** none


### BEA Mall

[App page](https://appshunter.io/ios/app/bea-mall/id1544747458)

Manage your bonus points, redeem them for gifts and services, and access exclusive lifestyle offers. This platform allows you to view your spending patterns, make reservations, and enjoy flexible payment options.

**Highlights:** Check bonus points balance and history, Redeem points for gifts and services, View account summaries and spending patterns, Offset transactions with bonus points, Make restaurant reservations, Access exclusive promotions and travel offers, Flexible spending with Auto Instalment programme

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BoC Pay+ free?

BoC Pay+ is free to download, with no in-app purchases.

### Is BEA Mall free?

BEA Mall is free to download, with no in-app purchases.

### Which has better reviews, BoC Pay+ or BEA Mall?

BEA Mall is rated higher. BoC Pay+ averages 3.7 out of 5 from 11 ratings, while BEA Mall averages 4.7 from 29 ratings.

### Do BoC Pay+ or BEA Mall have ads?

Neither BoC Pay+ nor BEA Mall shows ads.

### Which is updated more often, BoC Pay+ or BEA Mall?

BoC Pay+ ships an update every 4 weeks, and BEA Mall monthly. Most recently, BoC Pay+ was updated on September 19, 2026 and BEA Mall on September 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*