# BoC Pay+ vs BOC LIFE 中銀人壽

BoC Pay+ and BOC LIFE 中銀人壽 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on October 21, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | BoC Pay+ | BOC LIFE 中銀人壽 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (12 ratings)](https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews)** | — |
| Number of ratings | **12** | — |
| Positive reviews | 43.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | Every 4 weeks |
| Monetization | Free | — |
| Size | 243 MB | 24 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [BOC Group Life Assurance Company Limited](https://appshunter.io/developer/1876762532) |

## What reviewers say

### BoC Pay+

[App page](https://appshunter.io/ios/app/boc-pay-plus/id1403690384)

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

**Highlights:** Top up with BOC Credit Cards, Manage credit cards, Apply for installments, Earn and redeem points, Check gift points balance, Small amount payment without password

**Features:** Vision Pro support

**In-app purchases:** none


### BOC LIFE 中銀人壽

[App page](https://appshunter.io/ios/app/boc-life/id6759084129)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BoC Pay+ free?

BoC Pay+ is free to download, with no in-app purchases.

### Is BOC LIFE 中銀人壽 free?

BOC LIFE 中銀人壽 is free to download, with no in-app purchases.

### Do BoC Pay+ or BOC LIFE 中銀人壽 have ads?

Neither BoC Pay+ nor BOC LIFE 中銀人壽 shows ads.

### Which is updated more often, BoC Pay+ or BOC LIFE 中銀人壽?

BoC Pay+ ships an update every 4 weeks, and BOC LIFE 中銀人壽 every 4 weeks. Most recently, BoC Pay+ was updated on October 21, 2026 and BOC LIFE 中銀人壽 on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*