# BoC Pay+ vs 财库

BoC Pay+ and 财库 are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | BoC Pay+ | 财库 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (11 ratings)](https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 43.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | — |
| Monetization | Free | — |
| Size | 243 MB | 0 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) | [迈思腾科技(武汉)有限公司](https://appshunter.io/developer/1245568836) |

## What reviewers say

### BoC Pay+

[App page](https://appshunter.io/ios/app/boc-pay-plus/id1403690384)

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

**Highlights:** Top up with BOC Credit Cards, Manage credit cards, Apply for installments, Earn and redeem points, Check gift points balance, Small amount payment without password

**Features:** Vision Pro support

**In-app purchases:** none


### 财库

[App page](https://appshunter.io/ios/app/id6763190872)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BoC Pay+ free?

BoC Pay+ is free to download, with no in-app purchases.

### Is 财库 free?

财库 is free to download, with no in-app purchases.

### Do BoC Pay+ or 财库 have ads?

Neither BoC Pay+ nor 财库 shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*