# COBRA + Direct Bill by WEX vs Woddle Cards Evolution

The clearest difference is rating: Woddle Cards Evolution at 5.0 against COBRA + Direct Bill by WEX's 1.5. Woddle Cards Evolution also leads on update cadence (weekly vs every 5 months) and iOS requirement (15.1 vs 17.0). COBRA + Direct Bill by WEX's advantage is in-app purchases (none vs 2) and ratings volume (86 vs 2). On price, ads and device support there is nothing between them.

Both are free to download. Woddle Cards Evolution sells 2 in-app purchases, starting at $4.99 per month. COBRA + Direct Bill by WEX asks for nothing beyond the download.

Woddle Cards Evolution holds the better App Store score, 5.0 against 1.5. That said, the two scores are not equally well evidenced: COBRA + Direct Bill by WEX has 86 ratings behind it against 2, so its average is the more settled of the two.

COBRA + Direct Bill by WEX ships an update every 5 months, Woddle Cards Evolution weekly. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | COBRA + Direct Bill by WEX | Woddle Cards Evolution |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (86 ratings)](https://appshunter.io/ios/app/cobra-plus-direct-bill-by-wex/id1404459135/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/woddle-cards-evolution/id6792190920/reviews)** |
| Number of ratings | **86** | 2 |
| Positive reviews | 2.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 6 MB | 81 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [WEX, Inc.](https://appshunter.io/developer/480887519) | [RYAN EARL HARRISON](https://appshunter.io/developer/1890987400) |

## What reviewers say

### COBRA + Direct Bill by WEX

[App page](https://appshunter.io/ios/app/cobra-plus-direct-bill-by-wex/id1404459135)

Manage your COBRA and direct bill accounts with ease. View payment history, make secure payments, and access plan details. Stay informed with notifications and easily select or change your coverage.

**Highlights:** View payment history, Make secure payments, Access plan information, Receive administrator messages, Select and change coverage

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to enroll (initial setup)
- 👍 Recurring payments can be set up

**What reviewers complain about**

- 💸 $20 convenience fee for online payments
- 💸 $20 fee for ACH auto-recurring payments
- 🐛 Frequent login issues
- 🐛 App crashes frequently
- 🐛 App is slow and unresponsive

**Reported bugs**

- Login failures
- Password reset not working
- Username recovery not working
- Confirmation emails not received
- App crashes upon opening

**Requested features**

- Improve app usability
- Fix login issues
- Remove or reduce convenience fees
- Allow saving credit card information
- Allow automatic credit card payments


### Woddle Cards Evolution

[App page](https://appshunter.io/ios/app/woddle-cards-evolution/id6792190920)

This app combines card games like Poker and Blackjack with fitness routines to create custom workouts. Track your progress, share achievements, and challenge friends globally. Build unique routines from scratch or use pre-made options.

**Highlights:** Card game workout generator, Custom workout builder, Built-in timer, Workout history tracking, Shareable workout results, Global leaderboard challenges

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Woddle Pro Monthly | $4.99 | per month |
| Woddle Pro Annual | $49.99 | per year |


## Frequently asked questions

### Is COBRA + Direct Bill by WEX free?

COBRA + Direct Bill by WEX is free to download, with no in-app purchases.

### Is Woddle Cards Evolution free?

Woddle Cards Evolution is free to download, with in-app purchases available.

### Which has better reviews, COBRA + Direct Bill by WEX or Woddle Cards Evolution?

Woddle Cards Evolution is rated higher. COBRA + Direct Bill by WEX averages 1.5 out of 5 from 86 ratings, while Woddle Cards Evolution averages 5.0 from 2 ratings.

### Do COBRA + Direct Bill by WEX or Woddle Cards Evolution have ads?

Neither COBRA + Direct Bill by WEX nor Woddle Cards Evolution shows ads.

### Which is updated more often, COBRA + Direct Bill by WEX or Woddle Cards Evolution?

COBRA + Direct Bill by WEX ships an update every 5 months, and Woddle Cards Evolution weekly. Most recently, COBRA + Direct Bill by WEX was updated on November 6, 2026 and Woddle Cards Evolution on November 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*