# CitiBusiness® Mobile vs XINKER

The clearest difference is in-app purchases: CitiBusiness® Mobile at none against XINKER's 3. CitiBusiness® Mobile also leads on ads (none vs shown). XINKER's advantage is update cadence (every 2 days vs every 8 months) and iOS requirement (13.0 vs 16.0). On price and device support there is nothing between them.

Both are free to download. XINKER sells 3 in-app purchases, starting at $0.99 per month. CitiBusiness® Mobile asks for nothing beyond the download.

CitiBusiness® Mobile ships an update every 8 months, XINKER every 2 days. The most recent releases landed on October 27, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | CitiBusiness® Mobile | XINKER |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (6K ratings)](https://appshunter.io/ios/app/citibusiness-mobile/id1406516181/reviews)** | — |
| Number of ratings | **6K** | — |
| Positive reviews | 15.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 8 months | **Every 2 days** |
| Monetization | Free | — |
| Size | 54 MB | 100 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Citibank, N.A.](https://appshunter.io/developer/301724683) | [Zeck Wong](https://appshunter.io/developer/1560339041) |

## What reviewers say

### CitiBusiness® Mobile

[App page](https://appshunter.io/ios/app/citibusiness-mobile/id1406516181)

Manage your commercial accounts conveniently from your mobile device. Access your accounts securely anytime, anywhere, with features like mobile check deposit, balance monitoring, and transaction approvals. It simplifies business banking on the go.

**Highlights:** Mobile check deposit, Account balance monitoring, Initiate payments and transfers, Approve wire transactions, Positive Pay decisions, Mobile Token for secure login

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and secure
- 🔒 Secure transactions
- 👍 Good user interface
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Crashes frequently
- 🐛 Unreliable app
- 👎 Terrible customer service
- 👎 Outdated and unusable
- 👎 Anti-business

**Reported bugs**

- Crashes on launch with latest iOS
- Login issues, unable to access accounts
- Deposit feature not working
- Frequent crashes and freezes

**Requested features**

- Face ID authentication
- Mobile check deposit
- Zelle integration
- Improved login experience


### XINKER

[App page](https://appshunter.io/ios/app/xinker/id6737087988)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Starter (30 Days) | $0.99 | per month |
| Standard (6 Months) | $4.99 | per 6 months |
| Premium (1 year) | $8.99 | per year |


## Frequently asked questions

### Is CitiBusiness® Mobile free?

CitiBusiness® Mobile is free to download, with no in-app purchases.

### Is XINKER free?

XINKER is free to download, with in-app purchases available.

### Do CitiBusiness® Mobile or XINKER have ads?

XINKER shows ads; CitiBusiness® Mobile does not.

### Which is updated more often, CitiBusiness® Mobile or XINKER?

CitiBusiness® Mobile ships an update every 8 months, and XINKER every 2 days. Most recently, CitiBusiness® Mobile was updated on October 27, 2026 and XINKER on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*