# U钱包 vs 钱小乐

U钱包 and 钱小乐 are too close to call on the numbers: across 8 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 1.0 for U钱包 against 1.0 for 钱小乐. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

U钱包 ships an update every 5 weeks, 钱小乐 every 6 weeks. The most recent releases landed on October 12, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | U钱包 | 钱小乐 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/u-app/id1406674094/reviews) | [1.0 (1 ratings)](https://appshunter.io/ios/app/id1455814939/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | — | 35.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | Free | — |
| Size | 39 MB | 90 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [德云晟小额贷款股份有限公司](https://appshunter.io/developer/1464117186) | [Shanghai JiaShu Technology Co., Ltd](https://appshunter.io/developer/1835870633) |

## What reviewers say

### U钱包

[App page](https://appshunter.io/ios/app/u-app/id1406674094)

This app offers a convenient way to apply for personal loans through your mobile device. It provides flexible repayment options and uses machine-driven approval for efficiency and security. Borrow amounts range from 10,000 to 30,000 yuan with competitive interest rates.

**Highlights:** Loan amounts from 10,000-30,000 yuan, Low interest rates from 0.021%, Flexible monthly repayment options, Online application with facial recognition, Machine-driven approval process, Big data risk control for security

**Features:** macOS Compatibility

**In-app purchases:** none


### 钱小乐

[App page](https://appshunter.io/ios/app/id1455814939)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is U钱包 free?

U钱包 is free to download, with no in-app purchases.

### Is 钱小乐 free?

钱小乐 is free to download, with no in-app purchases.

### Which has better reviews, U钱包 or 钱小乐?

U钱包 and 钱小乐 are both rated 1.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do U钱包 or 钱小乐 have ads?

Neither U钱包 nor 钱小乐 shows ads.

### Which is updated more often, U钱包 or 钱小乐?

U钱包 ships an update every 5 weeks, and 钱小乐 every 6 weeks. Most recently, U钱包 was updated on October 12, 2026 and 钱小乐 on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*