# U钱包 vs 白猫贷

U钱包 and 白猫贷 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

U钱包 ships an update every 5 weeks, 白猫贷 every 6 weeks. The most recent releases landed on September 10, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | U钱包 | 白猫贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/u-app/id1406674094/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | Free | — |
| Size | 39 MB | 32 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [德云晟小额贷款股份有限公司](https://appshunter.io/developer/1464117186) | [Guangzhou Zhidu Internet Microfinance Co., Ltd.](https://appshunter.io/developer/1317242807) |

## What reviewers say

### U钱包

[App page](https://appshunter.io/ios/app/u-app/id1406674094)

This app offers a convenient way to apply for personal loans through your mobile device. It provides flexible repayment options and uses machine-driven approval for efficiency and security. Borrow amounts range from 10,000 to 30,000 yuan with competitive interest rates.

**Highlights:** Loan amounts from 10,000-30,000 yuan, Low interest rates from 0.021%, Flexible monthly repayment options, Online application with facial recognition, Machine-driven approval process, Big data risk control for security

**Features:** macOS Compatibility

**In-app purchases:** none


### 白猫贷

[App page](https://appshunter.io/ios/app/id1471944231)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is U钱包 free?

U钱包 is free to download, with no in-app purchases.

### Is 白猫贷 free?

白猫贷 is free to download, with no in-app purchases.

### Do U钱包 or 白猫贷 have ads?

Neither U钱包 nor 白猫贷 shows ads.

### Which is updated more often, U钱包 or 白猫贷?

U钱包 ships an update every 5 weeks, and 白猫贷 every 6 weeks. Most recently, U钱包 was updated on September 10, 2026 and 白猫贷 on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*