# U钱包 vs Tally账本

The clearest difference is price: U钱包 at Free against Tally账本's $0.99. U钱包 also leads on iOS requirement (12.0 vs 17.0). Tally账本's advantage is update cadence (every 2 days vs every 5 weeks). On ads, in-app purchases and device support there is nothing between them.

U钱包 is free to download; Tally账本 costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

U钱包 ships an update every 5 weeks, Tally账本 every 2 days. The most recent releases landed on October 12, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | U钱包 | Tally账本 |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/u-app/id1406674094/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 days** |
| Monetization | Free | — |
| Size | 39 MB | 2 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [德云晟小额贷款股份有限公司](https://appshunter.io/developer/1464117186) | [欣 万](https://appshunter.io/developer/1872260329) |

## What reviewers say

### U钱包

[App page](https://appshunter.io/ios/app/u-app/id1406674094)

This app offers a convenient way to apply for personal loans through your mobile device. It provides flexible repayment options and uses machine-driven approval for efficiency and security. Borrow amounts range from 10,000 to 30,000 yuan with competitive interest rates.

**Highlights:** Loan amounts from 10,000-30,000 yuan, Low interest rates from 0.021%, Flexible monthly repayment options, Online application with facial recognition, Machine-driven approval process, Big data risk control for security

**Features:** macOS Compatibility

**In-app purchases:** none


### Tally账本

[App page](https://appshunter.io/ios/app/tally/id6770250709)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is U钱包 free?

U钱包 is free to download, with no in-app purchases.

### Is Tally账本 free?

Tally账本 costs $0.99, with no in-app purchases.

### Do U钱包 or Tally账本 have ads?

Neither U钱包 nor Tally账本 shows ads.

### Which is updated more often, U钱包 or Tally账本?

U钱包 ships an update every 5 weeks, and Tally账本 every 2 days. Most recently, U钱包 was updated on October 12, 2026 and Tally账本 on October 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*