# eBNM vs Kalbe

The clearest difference is rating: eBNM at 5.0 against Kalbe's 4.4. eBNM also leads on iOS requirement (9.0 vs 15.1). Kalbe's advantage is update cadence (every 2 weeks vs every 4 months) and ratings volume (44 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eBNM holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Kalbe has 44 ratings behind it against 1, so its average is the more settled of the two.

eBNM ships an update every 4 months, Kalbe every 2 weeks. The most recent releases landed on September 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | eBNM | Kalbe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ebnm/id1407240924/reviews)** | [4.4 (44 ratings)](https://appshunter.io/ios/app/kalbe/id6504161708/reviews) |
| Number of ratings | 1 | **44** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 31 MB | 49 MB |
| Requires iOS | **9.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Banque Nationale de Mauritanie](https://appshunter.io/developer/1407240910) | [NEOTIC S.A.R.L](https://appshunter.io/developer/1561571618) |

## What reviewers say

### eBNM

[App page](https://appshunter.io/ios/app/ebnm/id1407240924)

Manage your bank accounts, check balances, and initiate transactions securely from anywhere. Schedule appointments with your advisor and access account statements 24/7. This app offers a comprehensive suite of banking operations for clients of the National Bank of Mauritania.

**Highlights:** Check account balances and statements, Initiate account-to-account transfers, Order checkbooks and bank cards, Report lost/stolen checks and cards, Manage beneficiaries, Schedule advisor appointments

**Features:** macOS Compatibility

**In-app purchases:** none


### Kalbe

[App page](https://appshunter.io/ios/app/kalbe/id6504161708)

Manage your international payments with a virtual card. Easily top up using local currency and spend globally in USD for online purchases, subscriptions, and advertising. Enjoy a secure and flexible alternative to traditional bank cards.

**Highlights:** Virtual card for international payments, Local currency top-ups (MRU), Spend in US dollars globally, Secure financial management, Alternative to traditional bank cards, Online purchase and subscription payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is eBNM free?

eBNM is free to download, with no in-app purchases.

### Is Kalbe free?

Kalbe is free to download, with no in-app purchases.

### Which has better reviews, eBNM or Kalbe?

eBNM is rated higher. eBNM averages 5.0 out of 5 from 1 ratings, while Kalbe averages 4.4 from 44 ratings.

### Do eBNM or Kalbe have ads?

Neither eBNM nor Kalbe shows ads.

### Which is updated more often, eBNM or Kalbe?

eBNM ships an update every 4 months, and Kalbe every 2 weeks. Most recently, eBNM was updated on September 28, 2026 and Kalbe on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*