# BOC Smart Passbook vs ComBank Digital

The clearest difference is rating: ComBank Digital at 3.3 against BOC Smart Passbook's 1.6. ComBank Digital also leads on update cadence (every 6 weeks vs every 28 months) and review sentiment (19% vs 0%). BOC Smart Passbook's advantage is iOS requirement (9.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ComBank Digital holds the better App Store score, 3.3 against 1.6. That said, the two scores are not equally well evidenced: ComBank Digital has 68 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 0% of BOC Smart Passbook's written reviews are positive against 19% of ComBank Digital's.

BOC Smart Passbook ships an update every 28 months, ComBank Digital every 6 weeks. The most recent releases landed on October 21, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | BOC Smart Passbook | ComBank Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (10 ratings)](https://appshunter.io/ios/app/boc-smart-passbook/id1407597499/reviews) | **[3.3 (68 ratings)](https://appshunter.io/ios/app/combank-digital/id1479196703/reviews)** |
| Number of ratings | 10 | **68** |
| Positive reviews | 0.0% of reviews | **19.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 28 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 22 MB | 120 MB |
| Requires iOS | **9.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Bank Of Ceylon](https://appshunter.io/developer/1322257298) | [Commercial Bank of Ceylon PLC](https://appshunter.io/developer/1343626219) |

## What reviewers say

### BOC Smart Passbook

[App page](https://appshunter.io/ios/app/boc-smart-passbook/id1407597499)

Access real-time account balances and transaction history for your Bank of Ceylon accounts. View current and previous month statements, and manage personal savings and current accounts with self-registration and an optional PIN.

**Highlights:** Real-time account balance, Transaction history, Current and last month statements, Self-registration, Optional login PIN, Manage personal accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ComBank Digital

[App page](https://appshunter.io/ios/app/combank-digital/id1479196703)

Manage your finances with a secure and user-friendly mobile banking application. Open accounts, track spending, set savings goals, and receive real-time notifications. Access all your banking services conveniently from your smartphone.

**Highlights:** Secure login with fingerprint option, View payment card details and report lost/stolen cards, Instant account opening, Financial goal setting with 'Spaces', Real-time account activity notifications, Bill payments and fund management, Locate service points and ATMs

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly (mentioned by a few users)
- ✨ Recent improvements noted
- ✅ Convenient (mentioned by a few users)
- 🌟 Excellent app (mentioned by a few users)
- 🚀 Amazing performance (mentioned by a few users)

**What reviewers complain about**

- ❌ Worst mobile banking app
- ❌ Terrible app experience
- ❌ Passcodes not working
- ❌ Unable to login
- ❌ Simply shit app

**Reported bugs**

- App gets locked time to time
- Login flow is a mess
- Reset login feature is useless
- Face ID, passcodes doesn't work
- Unable to login after 2FA

**Requested features**

- Add Apple Pay
- Modernize UI
- Integrate biometric security features
- Improve transaction history display
- Clarify beneficiaries tab


## Frequently asked questions

### Is BOC Smart Passbook free?

BOC Smart Passbook is free to download, with no in-app purchases.

### Is ComBank Digital free?

ComBank Digital is free to download, with no in-app purchases.

### Which has better reviews, BOC Smart Passbook or ComBank Digital?

ComBank Digital is rated higher. BOC Smart Passbook averages 1.6 out of 5 from 10 ratings, while ComBank Digital averages 3.3 from 68 ratings.

### Do BOC Smart Passbook or ComBank Digital have ads?

Neither BOC Smart Passbook nor ComBank Digital shows ads.

### Which is updated more often, BOC Smart Passbook or ComBank Digital?

BOC Smart Passbook ships an update every 28 months, and ComBank Digital every 6 weeks. Most recently, BOC Smart Passbook was updated on October 21, 2026 and ComBank Digital on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*