# BOC Smart Passbook vs DFCC One

The clearest difference is rating: DFCC One at 4.7 against BOC Smart Passbook's 1.6. DFCC One also leads on review sentiment (33% vs 0%) and update cadence (every 5 weeks vs every 28 months). BOC Smart Passbook's advantage is iOS requirement (9.0 vs 14.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DFCC One holds the better App Store score, 4.7 against 1.6. Both are backed by a comparable volume of ratings — 10 and 6 respectively. Written reviews point the same way: 0% of BOC Smart Passbook's written reviews are positive against 33% of DFCC One's.

BOC Smart Passbook ships an update every 28 months, DFCC One every 5 weeks. The most recent releases landed on October 21, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | BOC Smart Passbook | DFCC One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (10 ratings)](https://appshunter.io/ios/app/boc-smart-passbook/id1407597499/reviews) | **[4.7 (6 ratings)](https://appshunter.io/ios/app/dfcc-one/id6553980743/reviews)** |
| Number of ratings | **10** | 6 |
| Positive reviews | 0.0% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 28 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 22 MB | 51 MB |
| Requires iOS | **9.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank Of Ceylon](https://appshunter.io/developer/1322257298) | [DFCC Bank PLC](https://appshunter.io/developer/1102699523) |

## What reviewers say

### BOC Smart Passbook

[App page](https://appshunter.io/ios/app/boc-smart-passbook/id1407597499)

Access real-time account balances and transaction history for your Bank of Ceylon accounts. View current and previous month statements, and manage personal savings and current accounts with self-registration and an optional PIN.

**Highlights:** Real-time account balance, Transaction history, Current and last month statements, Self-registration, Optional login PIN, Manage personal accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DFCC One

[App page](https://appshunter.io/ios/app/dfcc-one/id6553980743)

Manage your finances securely and conveniently with this mobile banking app. Transfer funds, pay bills, and view transaction history with ease. Access your account information quickly and securely, even without full login.

**Highlights:** Effortless fund transfers, Instant bill payments, Secure biometric access, Peek balance without login, ePassbook for transaction history, View DFCC proposition details

**In-app purchases:** none


## Frequently asked questions

### Is BOC Smart Passbook free?

BOC Smart Passbook is free to download, with no in-app purchases.

### Is DFCC One free?

DFCC One is free to download, with no in-app purchases.

### Which has better reviews, BOC Smart Passbook or DFCC One?

DFCC One is rated higher. BOC Smart Passbook averages 1.6 out of 5 from 10 ratings, while DFCC One averages 4.7 from 6 ratings.

### Do BOC Smart Passbook or DFCC One have ads?

Neither BOC Smart Passbook nor DFCC One shows ads.

### Which is updated more often, BOC Smart Passbook or DFCC One?

BOC Smart Passbook ships an update every 28 months, and DFCC One every 5 weeks. Most recently, BOC Smart Passbook was updated on October 21, 2026 and DFCC One on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*