# SmartMoney. vs Private Client Services

The clearest difference is review sentiment: Private Client Services at 50% against SmartMoney.'s 0%. Private Client Services also leads on rating (4.1 vs 2.6) and ads (none vs shown). SmartMoney.'s advantage is update cadence (every 3 months vs every 26 months) and iOS requirement (11.0 vs 17.0). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Private Client Services holds the better App Store score, 4.1 against 2.6. Both are backed by a comparable volume of ratings — 5 and 11 respectively. Written reviews point the same way: 0% of SmartMoney.'s written reviews are positive against 50% of Private Client Services's.

SmartMoney. ships an update every 3 months, Private Client Services every 26 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SmartMoney. | Private Client Services |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (5 ratings)](https://appshunter.io/ios/app/smartmoney/id1408882586/reviews) | **[4.1 (11 ratings)](https://appshunter.io/ios/app/private-client-services/id1528067380/reviews)** |
| Number of ratings | 5 | **11** |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 months** | Every 26 months |
| Monetization | Ad-supported | **Free** |
| Size | 96 MB | 56 MB |
| Requires iOS | **11.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Lafise](https://appshunter.io/developer/506196965) | [The Capital Group Companies Inc.](https://appshunter.io/developer/1454038881) |

## What reviewers say

### SmartMoney.

[App page](https://appshunter.io/ios/app/smartmoney/id1408882586)

This finance app allows users to make payments and purchases at affiliated merchants by linking credit, debit, or prepaid Visa or MasterCard. Payments are authorized using a personalized 4-digit PIN after scanning a QR code at the point of sale.

**Highlights:** QR code scanning for payments, Link credit, debit, or prepaid cards, Personalized 4-digit PIN authorization, Supports Visa and MasterCard, View affiliated merchants

**In-app purchases:** none


### Private Client Services

[App page](https://appshunter.io/ios/app/private-client-services/id1528067380)

Access your investment account information on the go. View balances, review asset allocation, check transactions, and assess results. Stay informed with research insights and easily contact your team.

**Highlights:** Secure Multi-Factor Authentication, Comprehensive account overview, Investment results and holdings, Recent transactions, Research insights, Team contact information

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SmartMoney. free?

SmartMoney. is free to download, with no in-app purchases.

### Is Private Client Services free?

Private Client Services is free to download, with no in-app purchases.

### Which has better reviews, SmartMoney. or Private Client Services?

Private Client Services is rated higher. SmartMoney. averages 2.6 out of 5 from 5 ratings, while Private Client Services averages 4.1 from 11 ratings.

### Do SmartMoney. or Private Client Services have ads?

SmartMoney. shows ads; Private Client Services does not.

### Which is updated more often, SmartMoney. or Private Client Services?

SmartMoney. ships an update every 3 months, and Private Client Services every 26 months. Most recently, SmartMoney. was updated on October 21, 2026 and Private Client Services on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*