# MLC vs IOOF

The clearest difference is review sentiment: MLC at 30% against IOOF's 12%. MLC also leads on monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 1, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | MLC | IOOF |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **30.2% of reviews** | 11.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 49 MB | 119 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [IOOF Service Co Pty Ltd](https://appshunter.io/developer/1453139490) | [Insignia Financial Ltd](https://appshunter.io/developer/1664982858) |

## What reviewers say

### MLC

[App page](https://appshunter.io/ios/app/mlc/id1409473189)

Manage your superannuation, pension, or investment accounts with ease. Securely access your balances, view transactions, update personal details, and track contributions. Find and consolidate lost super, and get notified of payments.

**Highlights:** View account balances, Secure login (PIN, Touch ID, Face ID), Check transactions and beneficiaries, Review insurance cover, Track super contributions, Find and consolidate super, Update personal details

**Features:** Vision Pro support

**In-app purchases:** none


### IOOF

[App page](https://appshunter.io/ios/app/ioof/id1664982856)

Manage your Super or Pension accounts with secure 24/7 access. View balances, transactions, and performance. Make changes to investments, beneficiaries, and personal details. Download reports and forms easily.

**Highlights:** Secure 24/7 account access, View balance and transactions, Track investment performance, Update investments and beneficiaries, Download reports and forms, Find and combine super accounts

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MLC free?

MLC is free to download, with no in-app purchases.

### Is IOOF free?

IOOF is free to download, with no in-app purchases.

### Do MLC or IOOF have ads?

Neither MLC nor IOOF shows ads.

### Which is updated more often, MLC or IOOF?

MLC ships an update every 2 months, and IOOF every 2 months. Most recently, MLC was updated on October 1, 2026 and IOOF on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*