# MLC vs SP Mortgages

The clearest difference is update cadence: SP Mortgages at every 2 weeks against MLC's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MLC ships an update every 2 months, SP Mortgages every 2 weeks. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | MLC | SP Mortgages |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 30.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 49 MB | 51 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [IOOF Service Co Pty Ltd](https://appshunter.io/developer/1453139490) | [Gamma Opengig Work Private Limited](https://appshunter.io/developer/1833680352) |

## What reviewers say

### MLC

[App page](https://appshunter.io/ios/app/mlc/id1409473189)

Manage your superannuation, pension, or investment accounts with ease. Securely access your balances, view transactions, update personal details, and track contributions. Find and consolidate lost super, and get notified of payments.

**Highlights:** View account balances, Secure login (PIN, Touch ID, Face ID), Check transactions and beneficiaries, Review insurance cover, Track super contributions, Find and consolidate super, Update personal details

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great for checking balance
- 👍 Simple and convenient
- 👍 Access super 24/7
- 👍 Face recognition login works (sometimes)

**What reviewers complain about**

- 🐛 Login button not working
- 🐛 App crashes frequently
- 🐛 Face ID issues
- 🐛 No keyboard presented for login
- 🐛 App stuck on login page

**Reported bugs**

- Login button does not work
- App crashes
- Face ID/Face recognition signing in issues
- App stuck on login page
- Update does not work

**Requested features**

- Include rate of return for previous and current year
- Show balance after every transaction
- Option to view data by calendar year
- Add graphs for visualization
- Manage investments from the app


### SP Mortgages

[App page](https://appshunter.io/ios/app/sp-mortgages/id6817004961)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MLC free?

MLC is free to download, with no in-app purchases.

### Is SP Mortgages free?

SP Mortgages is free to download, with no in-app purchases.

### Do MLC or SP Mortgages have ads?

Neither MLC nor SP Mortgages shows ads.

### Which is updated more often, MLC or SP Mortgages?

MLC ships an update every 2 months, and SP Mortgages every 2 weeks. Most recently, MLC was updated on November 2, 2026 and SP Mortgages on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*