# Republic Finance vs PayTime

The clearest difference is in-app purchases: Republic Finance at none against PayTime's 1. Republic Finance also leads on ads (none vs shown) and iOS requirement (13.0 vs 26.2). On price and device support there is nothing between them.

Both are free to download. PayTime sells 1 one-off in-app purchase. Republic Finance asks for nothing beyond the download.

## The numbers

| Metric | Republic Finance | PayTime |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (79 ratings)](https://appshunter.io/ios/app/republic-finance/id1409736823/reviews)** | — |
| Number of ratings | **79** | — |
| Positive reviews | 31.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | — |
| Monetization | Free | — |
| Size | 9 MB | 5 MB |
| Requires iOS | **13.0** | 26.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Republic Finance, LLC](https://appshunter.io/developer/1409736822) | [Arthur Hardy Kotsch](https://appshunter.io/developer/1883672516) |

## What reviewers say

### Republic Finance

[App page](https://appshunter.io/ios/app/republic-finance/id1409736823)

Manage your consumer loans conveniently from your mobile device. View account details, make payments, and check pre-qualification status without affecting your credit score. Find branches and access loan offer examples.

**Highlights:** View account information and details, Make payments via bank account or debit card, Access pre-qualification with no credit impact, Find branch locations, Loan offer examples and terms

**In-app purchases:** none


### PayTime

[App page](https://appshunter.io/ios/app/paytime/id6799221254)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayTime Premium | $2.99 | one-time |


## Frequently asked questions

### Is Republic Finance free?

Republic Finance is free to download, with no in-app purchases.

### Is PayTime free?

PayTime is free to download, with in-app purchases available.

### Do Republic Finance or PayTime have ads?

PayTime shows ads; Republic Finance does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*