# BSI Mobile vs POSPAY

The clearest difference is review sentiment: BSI Mobile at 64% against POSPAY's 15%. BSI Mobile also leads on rating (3.7 vs 1.7) and ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BSI Mobile holds the better App Store score, 3.7 against 1.7. Both are backed by a comparable volume of ratings — 26 and 11 respectively. Written reviews point the same way: 64% of BSI Mobile's written reviews are positive against 15% of POSPAY's.

BSI Mobile ships an update every 3 weeks, POSPAY every 6 weeks. The most recent releases landed on June 10, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | BSI Mobile | POSPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (26 ratings)](https://appshunter.io/ios/app/bsi-mobile/id1410072458/reviews)** | [1.7 (11 ratings)](https://appshunter.io/ios/app/pospay/id1542001621/reviews) |
| Number of ratings | **26** | 11 |
| Positive reviews | **64.5% of reviews** | 15.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 150 MB | 155 MB |
| Requires iOS | **14.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PT Bank Syariah Indonesia, Tbk](https://appshunter.io/developer/927331651) | [PT. Pos Indonesia (Persero)](https://appshunter.io/developer/1542001623) |

## What reviewers say

### BSI Mobile

[App page](https://appshunter.io/ios/app/bsi-mobile/id1410072458)

Manage your bank accounts, make transfers, and pay bills directly from your smartphone. This app offers a comprehensive suite of banking services, including online account opening and cash withdrawals without a card.

**Highlights:** Account information (balance, mutations, portfolio), Transfers (inter-branch, online, SKN, QRIS), Bill payments (utilities, academic, insurance, BPJS, etc.), Purchases (phone credit, prepaid PLN, e-money, data packages), Online account opening, Cardless cash withdrawal, Scheduled transactions

**In-app purchases:** none


### POSPAY

[App page](https://appshunter.io/ios/app/pospay/id1542001621)

This app provides mobile access to financial services and transactions for Giropos account holders. It allows for bill payments, money transfers, financial management, and QR code payments.  It extends the reach of PT Pos Indonesia's extensive service network.

**Highlights:** Bill payment for utilities, installments, and more, Instant money transfers via Weselpos Instan, Giropos account management, QR code scanning for merchant payments, Financial planning tools

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BSI Mobile free?

BSI Mobile is free to download, with no in-app purchases.

### Is POSPAY free?

POSPAY is free to download, with no in-app purchases.

### Which has better reviews, BSI Mobile or POSPAY?

BSI Mobile is rated higher. BSI Mobile averages 3.7 out of 5 from 26 ratings, while POSPAY averages 1.7 from 11 ratings.

### Do BSI Mobile or POSPAY have ads?

POSPAY shows ads; BSI Mobile does not.

### Which is updated more often, BSI Mobile or POSPAY?

BSI Mobile ships an update every 3 weeks, and POSPAY every 6 weeks. Most recently, BSI Mobile was updated on June 10, 2026 and POSPAY on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*