# BSI Mobile vs bale by BTN

The clearest difference is review sentiment: BSI Mobile at 64% against bale by BTN's 0%. BSI Mobile also leads on rating (3.7 vs 3.3) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BSI Mobile holds the better App Store score, 3.7 against 3.3. Both are backed by a comparable volume of ratings — 26 and 7 respectively. Written reviews point the same way: 64% of BSI Mobile's written reviews are positive against 0% of bale by BTN's.

BSI Mobile ships an update every 3 weeks, bale by BTN every 2 months. The most recent releases landed on June 10, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | BSI Mobile | bale by BTN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (26 ratings)](https://appshunter.io/ios/app/bsi-mobile/id1410072458/reviews)** | [3.3 (7 ratings)](https://appshunter.io/ios/app/bale-by-btn/id6443466424/reviews) |
| Number of ratings | **26** | 7 |
| Positive reviews | **64.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 150 MB | 443 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT Bank Syariah Indonesia, Tbk](https://appshunter.io/developer/927331651) | [BANK TABUNGAN NEGARA (PERSERO), PT TBK](https://appshunter.io/developer/853456614) |

## What reviewers say

### BSI Mobile

[App page](https://appshunter.io/ios/app/bsi-mobile/id1410072458)

Manage your bank accounts, make transfers, and pay bills directly from your smartphone. This app offers a comprehensive suite of banking services, including online account opening and cash withdrawals without a card.

**Highlights:** Account information (balance, mutations, portfolio), Transfers (inter-branch, online, SKN, QRIS), Bill payments (utilities, academic, insurance, BPJS, etc.), Purchases (phone credit, prepaid PLN, e-money, data packages), Online account opening, Cardless cash withdrawal, Scheduled transactions

**In-app purchases:** none


### bale by BTN

[App page](https://appshunter.io/ios/app/bale-by-btn/id6443466424)

Manage all your banking needs and lifestyle services from a single, integrated application. Open accounts online, track financial transactions, and access property, merchant, and business services. Discover exclusive offers and manage your bills with ease.

**Highlights:** Online account opening, Integrated BTN ecosystem, Single Sign On, Financial transaction dashboard, Lifestyle and bill management, Property discovery and KPR simulation, Merchant and business services

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BSI Mobile free?

BSI Mobile is free to download, with no in-app purchases.

### Is bale by BTN free?

bale by BTN is free to download, with no in-app purchases.

### Which has better reviews, BSI Mobile or bale by BTN?

BSI Mobile is rated higher. BSI Mobile averages 3.7 out of 5 from 26 ratings, while bale by BTN averages 3.3 from 7 ratings.

### Do BSI Mobile or bale by BTN have ads?

Neither BSI Mobile nor bale by BTN shows ads.

### Which is updated more often, BSI Mobile or bale by BTN?

BSI Mobile ships an update every 3 weeks, and bale by BTN every 2 months. Most recently, BSI Mobile was updated on June 10, 2026 and bale by BTN on September 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*