# Your Spending vs AlmostZero

The clearest difference is rating: AlmostZero at 4.8 against Your Spending's 3.7. AlmostZero also leads on update cadence (every 2 weeks vs every 2 months) and ratings volume (75 vs 3). Your Spending's advantage is review sentiment (94% vs 86%) and iOS requirement (15.1 vs 26.2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Your Spending sells 2 one-off in-app purchases and AlmostZero sells 13 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

AlmostZero holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: AlmostZero has 75 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 94% of Your Spending's written reviews are positive against 86% of AlmostZero's, so the app with the better star average is not the one people write more warmly about.

Your Spending ships an update every 2 months, AlmostZero every 2 weeks. The most recent releases landed on September 28, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Your Spending | AlmostZero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/your-spending/id1410141204/reviews) | **[4.8 (75 ratings)](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024/reviews)** |
| Number of ratings | 3 | **75** |
| Positive reviews | **94.1% of reviews** | 85.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 47 MB | 224 MB |
| Requires iOS | **15.1** | 26.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Marc Jarman](https://appshunter.io/developer/1410141203) | [Life Utility Apps, LLC](https://appshunter.io/developer/1721977600) |

## What reviewers say

### Your Spending

[App page](https://appshunter.io/ios/app/your-spending/id1410141204)

This app helps you manage your expenses and upcoming payments with a clear overview of your financial situation. It allows you to track bills, identify spending patterns, and avoid late fees without linking bank accounts.

**Highlights:** Automated upcoming payments display, 12-month spending forecast, Avoid late payment fees, Identify expensive months, No bank account linking required, Select currency symbol

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Your Income / Net Position | $1.99 | one-time |
| Your Weight / Waistline | $7.99 | one-time |


### AlmostZero

[App page](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024)

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

**Highlights:** Debt & Loan Management, Expense Tracking, Savings Goals, Link to Assets, Repayment Strategies (Snowball/Avalanche), Financial Education, Multiple Currencies

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.99 | per month |
| AlmostZero Pro Monthly | $4.99 | per month |
| AlmostZero Pro Yearly | $29.99 | per year |
| Tip | $0.99 | one-time |
| Tip | $2.99 | one-time |
| Tip | $3.99 | one-time |
| Tip | $5.99 | one-time |
| Tip | $7.99 | one-time |
| Tip | $12.99 | one-time |
| Lifetime Pro | $14.99 | one-time |
| Tip | $14.99 | one-time |
| Steak Dinner sized Tip | $19.99 | one-time |
| Lifetime AlmostZero Pro | $49.99 | one-time |


## Frequently asked questions

### Is Your Spending free?

Your Spending is free to download, with in-app purchases available.

### Is AlmostZero free?

AlmostZero is free to download, with in-app purchases available.

### Which has better reviews, Your Spending or AlmostZero?

AlmostZero is rated higher. Your Spending averages 3.7 out of 5 from 3 ratings, while AlmostZero averages 4.8 from 75 ratings.

### Do Your Spending or AlmostZero have ads?

Neither Your Spending nor AlmostZero shows ads.

### Which is updated more often, Your Spending or AlmostZero?

Your Spending ships an update every 2 months, and AlmostZero every 2 weeks. Most recently, Your Spending was updated on September 28, 2026 and AlmostZero on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*