# Your Spending vs Ledger

The clearest difference is rating: Ledger at 5.0 against Your Spending's 3.7. Ledger also leads on update cadence (every 4 days vs every 2 months). Your Spending's advantage is ratings volume (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Your Spending sells 2 one-off in-app purchases and Ledger sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Ledger holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 94% of Your Spending's written reviews are positive against 100% of Ledger's.

Your Spending ships an update every 2 months, Ledger every 4 days. The most recent releases landed on September 28, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Your Spending | Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/your-spending/id1410141204/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ledger-pay-cycle-planner/id6774223080/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | 94.1% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 47 MB | 15 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Marc Jarman](https://appshunter.io/developer/1410141203) | [MATTHEW S DAIS](https://appshunter.io/developer/6774223082) |

## What reviewers say

### Your Spending

[App page](https://appshunter.io/ios/app/your-spending/id1410141204)

This app helps you manage your expenses and upcoming payments with a clear overview of your financial situation. It allows you to track bills, identify spending patterns, and avoid late fees without linking bank accounts.

**Highlights:** Automated upcoming payments display, 12-month spending forecast, Avoid late payment fees, Identify expensive months, No bank account linking required, Select currency symbol

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Your Income / Net Position | $1.99 | one-time |
| Your Weight / Waistline | $7.99 | one-time |


### Ledger

[App page](https://appshunter.io/ios/app/ledger-pay-cycle-planner/id6774223080)

This app helps you manage your money based on your pay cycle, not just monthly. It tracks income, expenses, and savings to show you what's available before your next payday, offering a clear financial overview without complex budgeting.

**Highlights:** Pay cycle planning (weekly, fortnightly, monthly), Multiple income stream management, Recurring and one-off expense tracking, Custom allocation pockets for savings, Privacy-focused with no bank connections, Clear financial overview before payday

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ledger Pro Monthly | $3.99 | per month |
| Ledger Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is Your Spending free?

Your Spending is free to download, with in-app purchases available.

### Is Ledger free?

Ledger is free to download, with in-app purchases available.

### Which has better reviews, Your Spending or Ledger?

Ledger is rated higher. Your Spending averages 3.7 out of 5 from 3 ratings, while Ledger averages 5.0 from 1 ratings.

### Do Your Spending or Ledger have ads?

Neither Your Spending nor Ledger shows ads.

### Which is updated more often, Your Spending or Ledger?

Your Spending ships an update every 2 months, and Ledger every 4 days. Most recently, Your Spending was updated on September 28, 2026 and Ledger on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*