# Sutton Bank Mobile vs Spruce

The clearest difference is ads: Spruce at none against Sutton Bank Mobile's shown. Spruce also leads on update cadence (every 3 weeks vs every 3 months) and ratings volume (5.4K vs 498). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Sutton Bank Mobile against 4.5 for Spruce. That said, the two scores are not equally well evidenced: Spruce has 5.4K ratings behind it against 498, so its average is the more settled of the two. Written reviews are what separate them: 36% of Sutton Bank Mobile's written reviews are positive against 34% of Spruce's.

Sutton Bank Mobile ships an update every 3 months, Spruce every 3 weeks. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Sutton Bank Mobile | Spruce |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (498 ratings)](https://appshunter.io/ios/app/sutton-bank-mobile/id1410391069/reviews)** | [4.5 (5.4K ratings)](https://appshunter.io/ios/app/spruce-mobile-banking/id1595592028/reviews) |
| Number of ratings | 498 | **5.4K** |
| Positive reviews | **36.4% of reviews** | 34.1% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 98 MB | 308 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sutton Bank](https://appshunter.io/developer/561459199) | [HRB Tax Group, Inc.](https://appshunter.io/developer/350051876) |

## What reviewers say

### Sutton Bank Mobile

[App page](https://appshunter.io/ios/app/sutton-bank-mobile/id1410391069)

Manage your finances conveniently and securely on the go. This free application offers quick access to essential online banking tools, allowing you to view balances, track transactions, transfer funds, and pay bills from anywhere.

**Highlights:** View account balances, Review transaction history, Transfer funds, Pay bills, Deposit checks, Locate ATMs and branches

**Features:** macOS Compatibility

**In-app purchases:** none


### Spruce

[App page](https://appshunter.io/ios/app/spruce-mobile-banking/id1595592028)

Manage your daily finances and budget for future goals with this mobile banking app. It offers a spending account, a high-yield savings account, and tools to track spending and set savings goals. Build a better relationship with your money through easy-to-use financial management features.

**Highlights:** Spending account management, High-yield savings account, Financial goal setting, Automated deposits, Transaction categorization, Credit score monitoring

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 💡 Helpful savings tools
- 👍 Beautiful UI
- 🚀 Fast direct deposits

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Slow check deposits
- 🔒 Security concerns
- 🤖 Poor customer service
- 💰 Unexpected fees

**Reported bugs**

- Login issues
- Syncing problems
- Disappearing funds
- Deactivated cards

**Requested features**

- Ability to transfer funds to external accounts
- Improved account management features
- Faster check clearing times


## Frequently asked questions

### Is Sutton Bank Mobile free?

Sutton Bank Mobile is free to download, with no in-app purchases.

### Is Spruce free?

Spruce is free to download, with no in-app purchases.

### Which has better reviews, Sutton Bank Mobile or Spruce?

Sutton Bank Mobile is rated higher. Sutton Bank Mobile averages 4.6 out of 5 from 498 ratings, while Spruce averages 4.5 from 5.4K ratings.

### Do Sutton Bank Mobile or Spruce have ads?

Sutton Bank Mobile shows ads; Spruce does not.

### Which is updated more often, Sutton Bank Mobile or Spruce?

Sutton Bank Mobile ships an update every 3 months, and Spruce every 3 weeks. Most recently, Sutton Bank Mobile was updated on November 2, 2026 and Spruce on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*