# 中信亮點 vs icash Pay

The clearest difference is rating: 中信亮點 at 4.7 against icash Pay's 3.4. 中信亮點 also leads on review sentiment (63% vs 29%) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中信亮點 holds the better App Store score, 4.7 against 3.4. Both are backed by a comparable volume of ratings — 115 and 24 respectively. Written reviews point the same way: 63% of 中信亮點's written reviews are positive against 29% of icash Pay's.

中信亮點 ships an update fortnightly, icash Pay monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 中信亮點 | icash Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (115 ratings)](https://appshunter.io/ios/app/id1411101548/reviews)** | [3.4 (24 ratings)](https://appshunter.io/ios/app/icash-pay/id1515213210/reviews) |
| Number of ratings | **115** | 24 |
| Positive reviews | **63.0% of reviews** | 28.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | — | Free |
| Size | 85 MB | 183 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [中國信託綜合證券](https://appshunter.io/developer/1271299856) | [愛金卡股份有限公司 icash Corporation Co.](https://appshunter.io/developer/1330132289) |

## What reviewers say

### 中信亮點

[App page](https://appshunter.io/ios/app/id1411101548)

**Features:** macOS Compatibility

**In-app purchases:** none


### icash Pay

[App page](https://appshunter.io/ios/app/icash-pay/id1515213210)

This electronic payment app offers a streamlined experience for users, integrating various payment methods like e-wallets, bank accounts, and credit cards. It facilitates easy top-ups, payments, and transfers, while also enabling users to earn loyalty points at partner merchants.

**Highlights:** Multiple payment options (e-wallet, bank account, credit card), Cash and invoice top-ups, Automatic top-up linking, QR code payments and transfers, Online bill payments, Loyalty point accumulation, Integrated icash 2.0 features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 中信亮點 free?

中信亮點 is free to download, with no in-app purchases.

### Is icash Pay free?

icash Pay is free to download, with no in-app purchases.

### Which has better reviews, 中信亮點 or icash Pay?

中信亮點 is rated higher. 中信亮點 averages 4.7 out of 5 from 115 ratings, while icash Pay averages 3.4 from 24 ratings.

### Do 中信亮點 or icash Pay have ads?

Neither 中信亮點 nor icash Pay shows ads.

### Which is updated more often, 中信亮點 or icash Pay?

中信亮點 ships an update fortnightly, and icash Pay monthly. Most recently, 中信亮點 was updated on November 2, 2026 and icash Pay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*