# 360分期 vs 微商货源

The clearest difference is review sentiment: 微商货源 at 100% against 360分期's 17%. 360分期's advantage is in-app purchases (none vs 3). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 微商货源 sells 3 in-app purchases, starting at $0.49 per year. 360分期 asks for nothing beyond the download.

360分期 ships an update every 3 weeks, 微商货源 monthly. The most recent releases landed on September 17, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 360分期 | 微商货源 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 16.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 86 MB | 97 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) | [Shuochi Technology (Shenzhen)Co.,Ltd.](https://appshunter.io/developer/1828389826) |

## What reviewers say

### 360分期

[App page](https://appshunter.io/ios/app/360/id1411234513)

This platform offers convenient, online-only installment loans with automated approval and flexible repayment options up to 24 months. It leverages technology to assess credit and provide a secure borrowing experience.

**Highlights:** Online application and approval, No collateral required, Automated and fast processing, Flexible repayment up to 24 months, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


### 微商货源

[App page](https://appshunter.io/ios/app/id1505910220)

This platform provides direct access to wholesale suppliers for clothing and shoes, enabling users to source products without intermediaries. It also offers tools to expand customer networks and manage sales channels.

**Highlights:** Direct wholesale supplier access, One-piece drop shipping, Real-time product updates, Customer network expansion, Micro-business tools, Agent recruitment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 微商货源-动态素材导入连续包年 | $0.49 | per year |
| 商家入驻实名认证费 | $0.99 | one-time |
| 微商货源入驻费 | $99.99 | one-time |


## Frequently asked questions

### Is 360分期 free?

360分期 is free to download, with no in-app purchases.

### Is 微商货源 free?

微商货源 is free to download, with in-app purchases available.

### Do 360分期 or 微商货源 have ads?

Neither 360分期 nor 微商货源 shows ads.

### Which is updated more often, 360分期 or 微商货源?

360分期 ships an update every 3 weeks, and 微商货源 monthly. Most recently, 360分期 was updated on September 17, 2026 and 微商货源 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*