# 360分期 vs 东方福利网

360分期 and 东方福利网 are too close to call on the numbers: across 7 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

360分期 ships an update every 3 weeks, 东方福利网 every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 360分期 | 东方福利网 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (2 ratings)](https://appshunter.io/ios/app/id1632881492/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 16.7% of reviews | **22.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 87 MB | 89 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) | [上海东福网络科技有限公司](https://appshunter.io/developer/1547390502) |

## What reviewers say

### 360分期

[App page](https://appshunter.io/ios/app/360/id1411234513)

This platform offers convenient, online-only installment loans with automated approval and flexible repayment options up to 24 months. It leverages technology to assess credit and provide a secure borrowing experience.

**Highlights:** Online application and approval, No collateral required, Automated and fast processing, Flexible repayment up to 24 months, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


### 东方福利网

[App page](https://appshunter.io/ios/app/id1632881492)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 360分期 free?

360分期 is free to download, with no in-app purchases.

### Is 东方福利网 free?

东方福利网 is free to download, with no in-app purchases.

### Do 360分期 or 东方福利网 have ads?

Neither 360分期 nor 东方福利网 shows ads.

### Which is updated more often, 360分期 or 东方福利网?

360分期 ships an update every 3 weeks, and 东方福利网 every 2 weeks. Most recently, 360分期 was updated on November 2, 2026 and 东方福利网 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*