# Equip vs IOOF

The clearest difference is update cadence: IOOF at every 2 months against Equip's every 5 months. IOOF also leads on review sentiment (12% vs 3%) and iOS requirement (15.0 vs 17). Equip's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Equip ships an update every 5 months, IOOF every 2 months. The most recent releases landed on August 22, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Equip | IOOF |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.5 (2 ratings)](https://appshunter.io/ios/app/equip/id1411353980/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 2.6% of reviews | **11.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | **Free** | Ad-supported |
| Size | 25 MB | 119 MB |
| Requires iOS | 17 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Togethr Trustees Pty Ltd](https://appshunter.io/developer/1411353979) | [Insignia Financial Ltd](https://appshunter.io/developer/1664982858) |

## What reviewers say

### Equip

[App page](https://appshunter.io/ios/app/equip/id1411353980)

Manage your superannuation fund easily from your mobile device. Track your account balance, review investment performance, and consolidate lost super. Plan for your retirement income and check your insurance coverage.

**Highlights:** View account balance, Update investments, Consolidate superannuation, Check retirement income, View insurance details

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- ✅ Good super fund service quality (when app works)
- 📊 Quick balance checking feature
- 🎯 Useful app concept for member access

**What reviewers complain about**

- 🐛 Constant login failures and spinning wheel
- 🔄 Requires frequent app reinstallation to function
- 🔐 Persistent authentication issues despite security setup
- ⚠️ Unreliable and crashes frequently
- 📵 App unavailable during maintenance windows

**Reported bugs**

- Login screen freezes with spinning loading circle
- App logs user out randomly and requires full re-authentication
- Face ID and PIN settings reset after each login
- Two-factor authentication loop prevents successful login
- App becomes unresponsive after a few days of use

**Requested features**

- Implement proper Face ID and PIN persistence
- Add passkey and secure token authentication
- Reduce session timeout from 30 seconds
- Follow modern design principles and UX standards
- Enable more functionality within app (reduce need to call)


### IOOF

[App page](https://appshunter.io/ios/app/ioof/id1664982856)

Manage your Super or Pension accounts with secure 24/7 access. View balances, transactions, and performance. Make changes to investments, beneficiaries, and personal details. Download reports and forms easily.

**Highlights:** Secure 24/7 account access, View balance and transactions, Track investment performance, Update investments and beneficiaries, Download reports and forms, Find and combine super accounts

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Equip free?

Equip is free to download, with no in-app purchases.

### Is IOOF free?

IOOF is free to download, with no in-app purchases.

### Do Equip or IOOF have ads?

Neither Equip nor IOOF shows ads.

### Which is updated more often, Equip or IOOF?

Equip ships an update every 5 months, and IOOF every 2 months. Most recently, Equip was updated on August 22, 2026 and IOOF on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*