# Equip vs Unloan

The clearest difference is review sentiment: Unloan at 75% against Equip's 3%. Unloan also leads on update cadence (every 2 months vs every 5 months) and iOS requirement (15.1 vs 17). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Equip ships an update every 5 months, Unloan every 2 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Equip | Unloan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.5 (2 ratings)](https://appshunter.io/ios/app/equip/id1411353980/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 2.6% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 25 MB | 82 MB |
| Requires iOS | 17 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Togethr Trustees Pty Ltd](https://appshunter.io/developer/1411353979) | [Commonwealth Bank of Australia](https://appshunter.io/developer/310251205) |

## What reviewers say

### Equip

[App page](https://appshunter.io/ios/app/equip/id1411353980)

Manage your superannuation fund easily from your mobile device. Track your account balance, review investment performance, and consolidate lost super. Plan for your retirement income and check your insurance coverage.

**Highlights:** View account balance, Update investments, Consolidate superannuation, Check retirement income, View insurance details

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- ✅ Good super fund service quality (when app works)
- 📊 Quick balance checking feature
- 🎯 Useful app concept for member access

**What reviewers complain about**

- 🐛 Constant login failures and spinning wheel
- 🔄 Requires frequent app reinstallation to function
- 🔐 Persistent authentication issues despite security setup
- ⚠️ Unreliable and crashes frequently
- 📵 App unavailable during maintenance windows

**Reported bugs**

- Login screen freezes with spinning loading circle
- App logs user out randomly and requires full re-authentication
- Face ID and PIN settings reset after each login
- Two-factor authentication loop prevents successful login
- App becomes unresponsive after a few days of use

**Requested features**

- Implement proper Face ID and PIN persistence
- Add passkey and secure token authentication
- Reduce session timeout from 30 seconds
- Follow modern design principles and UX standards
- Enable more functionality within app (reduce need to call)


### Unloan

[App page](https://appshunter.io/ios/app/unloan/id6464555781)

Manage your home loan digitally with a low interest rate and no ongoing fees. Track payments, optimize your loan with insights, and set up automated repayments. Securely access your account anytime, anywhere.

**Highlights:** Low interest rate home loan, No ongoing fees, Automatic loyalty discount, Manage home loan on the go, Secure login with FaceID/fingerprint, Track upcoming payments, Loan and property insights, Automated loan repayments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Equip free?

Equip is free to download, with no in-app purchases.

### Is Unloan free?

Unloan is free to download, with no in-app purchases.

### Do Equip or Unloan have ads?

Neither Equip nor Unloan shows ads.

### Which is updated more often, Equip or Unloan?

Equip ships an update every 5 months, and Unloan every 2 months. Most recently, Equip was updated on October 21, 2026 and Unloan on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*