# Compounder vs Amortization Loan Calculator +

The clearest difference is in-app purchases: Compounder at none against Amortization Loan Calculator +'s 3. Compounder also leads on ratings volume (3.4K vs 104). Amortization Loan Calculator +'s advantage is review sentiment (69% vs 60%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Amortization Loan Calculator + sells 3 in-app purchases, starting at $3.99 per month. Compounder asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for Compounder against 4.7 for Amortization Loan Calculator +. That said, the two scores are not equally well evidenced: Compounder has 3.4K ratings behind it against 104, so its average is the more settled of the two. Written reviews are what separate them: 60% of Compounder's written reviews are positive against 69% of Amortization Loan Calculator +'s.

Compounder ships an update every 3 weeks, Amortization Loan Calculator + fortnightly. Both last shipped on September 22, 2026.

## The numbers

| Metric | Compounder | Amortization Loan Calculator + |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.4K ratings)](https://appshunter.io/ios/app/compounder/id1412552240/reviews)** | [4.7 (104 ratings)](https://appshunter.io/ios/app/amortization-loan-calculator-plus/id1522711172/reviews) |
| Number of ratings | **3.4K** | 104 |
| Positive reviews | 60.0% of reviews | **69.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | **Free** | Freemium |
| Size | 3 MB | 56 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [James Bevins](https://appshunter.io/developer/1137750302) | [Foresko LLC](https://appshunter.io/developer/1690355373) |

## What reviewers say

### Compounder

[App page](https://appshunter.io/ios/app/compounder/id1412552240)

Calculate the growth of savings and investments using compound interest. Explore how regular contributions and withdrawals impact your financial goals over time. Designed for anyone to understand and utilize the power of compounding for wealth building.

**Highlights:** Calculate compound interest, Flexible settings, Factor in periodic withdrawals, Factor in additional contributions, Easy-to-use interface

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Instant results
- 💡 Helps explain investments
- 🚀 Simple and easy to use
- 👍 Best and easiest compound calculator

**What reviewers complain about**

- 🐛 Glitchy and not user-friendly after update
- 🐛 Can't use quarterly, monthly, or weekly buttons after update
- 🐛 New version not working well on iPhone
- 🐛 Can't click off of monthly to quarterly, yearly, or weekly
- 🐛 Compound frequency stuck on monthly after update

**Reported bugs**

- Calculation issues with initial investment
- Formatting issues on mobile devices
- Crashes after short usage

**Requested features**

- Add percentage option for withdrawal
- Allow adjusting periodic contributions (weekly, monthly, etc.)
- Include daily compounding option
- Add inflation adjustment to contributions and outputs
- Create a widget version


### Amortization Loan Calculator +

[App page](https://appshunter.io/ios/app/amortization-loan-calculator-plus/id1522711172)

Easily analyze and compare loan options with this tool. Calculate overpayments, manage multiple loans, and track savings from early repayments. Securely sync your data and make informed financial decisions.

**Highlights:** Loan and mortgage analysis, Overpayment calculations, Annuity and differentiated repayment, Multiple loan management, Early repayment savings, iCloud synchronization, Password protection

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Loan Calculator PRO \| 1 month | $3.99 | per month |
| Loan Calculator PRO \| 1 year | $9.99 | per year |
| Loan Calculator PRO Lifetime | $24.99 | one-time |


## Frequently asked questions

### Is Compounder free?

Compounder is free to download, with no in-app purchases.

### Is Amortization Loan Calculator + free?

Amortization Loan Calculator + is free to download, with in-app purchases available.

### Which has better reviews, Compounder or Amortization Loan Calculator +?

Compounder is rated higher. Compounder averages 4.8 out of 5 from 3.4K ratings, while Amortization Loan Calculator + averages 4.7 from 104 ratings.

### Do Compounder or Amortization Loan Calculator + have ads?

Neither Compounder nor Amortization Loan Calculator + shows ads.

### Which is updated more often, Compounder or Amortization Loan Calculator +?

Compounder ships an update every 3 weeks, and Amortization Loan Calculator + fortnightly. Most recently, Compounder was updated on September 22, 2026 and Amortization Loan Calculator + on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*