# CRDB OTP vs NMB Soft Token

The clearest difference is review sentiment: NMB Soft Token at 100% against CRDB OTP's 0%. NMB Soft Token also leads on update cadence (every 3 months vs every 12 months). CRDB OTP's advantage is rating (2.3 vs 1.8) and iOS requirement (12.0 vs 14.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CRDB OTP holds the better App Store score, 2.3 against 1.8. Both are backed by a comparable volume of ratings — 3 and 5 respectively. Written reviews complicate that: 0% of CRDB OTP's written reviews are positive against 100% of NMB Soft Token's, so the app with the better star average is not the one people write more warmly about.

CRDB OTP ships an update every 12 months, NMB Soft Token every 3 months. The most recent releases landed on October 15, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | CRDB OTP | NMB Soft Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/crdb-otp/id1412704941/reviews)** | [1.8 (5 ratings)](https://appshunter.io/ios/app/nmb-soft-token/id1485986872/reviews) |
| Number of ratings | 3 | **5** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 21 MB | 210 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [CRDB BANK PLC](https://appshunter.io/developer/1291776872) | [NMB Bank PLC](https://appshunter.io/developer/1262481452) |

## What reviewers say

### CRDB OTP

[App page](https://appshunter.io/ios/app/crdb-otp/id1412704941)

This app provides a secure, time-based one-time password solution for mobile devices. It enhances authentication for banking transactions, ensuring strong security for users.

**Highlights:** Strong authentication solution, Time synchronous one-time passwords, Mobile device compatibility, Free to use, Enhanced security for transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### NMB Soft Token

[App page](https://appshunter.io/ios/app/nmb-soft-token/id1485986872)

Enhances online banking security by requiring more than just a password for authentication. This helps protect customer accounts and sensitive data from unauthorized access.

**Highlights:** Enhanced security layer, Protects internet banking profiles, Prevents unauthorized access, Requires more than password, Secures customer data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CRDB OTP free?

CRDB OTP is free to download, with no in-app purchases.

### Is NMB Soft Token free?

NMB Soft Token is free to download, with no in-app purchases.

### Which has better reviews, CRDB OTP or NMB Soft Token?

CRDB OTP is rated higher. CRDB OTP averages 2.3 out of 5 from 3 ratings, while NMB Soft Token averages 1.8 from 5 ratings.

### Do CRDB OTP or NMB Soft Token have ads?

Neither CRDB OTP nor NMB Soft Token shows ads.

### Which is updated more often, CRDB OTP or NMB Soft Token?

CRDB OTP ships an update every 12 months, and NMB Soft Token every 3 months. Most recently, CRDB OTP was updated on October 15, 2026 and NMB Soft Token on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*