# CRDB OTP vs CapAdv

The clearest difference is rating: CapAdv at 5.0 against CRDB OTP's 2.3. CapAdv also leads on update cadence (every 2 months vs every 12 months). CRDB OTP's advantage is iOS requirement (12.0 vs 15.5). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CapAdv holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 5 respectively.

CRDB OTP ships an update every 12 months, CapAdv every 2 months. The most recent releases landed on June 23, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | CRDB OTP | CapAdv |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/crdb-otp/id1412704941/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/capadv/id1530597860/reviews)** |
| Number of ratings | 3 | **5** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 21 MB | 141 MB |
| Requires iOS | **12.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [CRDB BANK PLC](https://appshunter.io/developer/1291776872) | [Capital Advisors Wealth Management, LLC](https://appshunter.io/developer/1530597862) |

## What reviewers say

### CRDB OTP

[App page](https://appshunter.io/ios/app/crdb-otp/id1412704941)

This app provides a secure, time-based one-time password solution for mobile devices. It enhances authentication for banking transactions, ensuring strong security for users.

**Highlights:** Strong authentication solution, Time synchronous one-time passwords, Mobile device compatibility, Free to use, Enhanced security for transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### CapAdv

[App page](https://appshunter.io/ios/app/capadv/id1530597860)

Access your investment portfolio data through a streamlined and intuitive mobile interface. This application is exclusively for clients of the firm.

**Highlights:** Portfolio data access, Simple interface, Elegant design, Client-exclusive access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CRDB OTP free?

CRDB OTP is free to download, with no in-app purchases.

### Is CapAdv free?

CapAdv is free to download, with no in-app purchases.

### Which has better reviews, CRDB OTP or CapAdv?

CapAdv is rated higher. CRDB OTP averages 2.3 out of 5 from 3 ratings, while CapAdv averages 5.0 from 5 ratings.

### Do CRDB OTP or CapAdv have ads?

Neither CRDB OTP nor CapAdv shows ads.

### Which is updated more often, CRDB OTP or CapAdv?

CRDB OTP ships an update every 12 months, and CapAdv every 2 months. Most recently, CRDB OTP was updated on June 23, 2026 and CapAdv on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*