# CRDB OTP vs Selcom Pesa

The clearest difference is review sentiment: Selcom Pesa at 50% against CRDB OTP's 0%. Selcom Pesa also leads on rating (4.5 vs 2.3) and update cadence (monthly vs every 12 months). CRDB OTP's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Selcom Pesa holds the better App Store score, 4.5 against 2.3. Both are backed by a comparable volume of ratings — 3 and 11 respectively. Written reviews point the same way: 0% of CRDB OTP's written reviews are positive against 50% of Selcom Pesa's.

CRDB OTP ships an update every 12 months, Selcom Pesa monthly. The most recent releases landed on October 15, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | CRDB OTP | Selcom Pesa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/crdb-otp/id1412704941/reviews) | **[4.5 (11 ratings)](https://appshunter.io/ios/app/selcom-pesa/id6737184776/reviews)** |
| Number of ratings | 3 | **11** |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Monthly** |
| Monetization | Free | Free |
| Size | 21 MB | 204 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [CRDB BANK PLC](https://appshunter.io/developer/1291776872) | [Selcom Paytech Limited](https://appshunter.io/developer/1509221215) |

## What reviewers say

### CRDB OTP

[App page](https://appshunter.io/ios/app/crdb-otp/id1412704941)

This app provides a secure, time-based one-time password solution for mobile devices. It enhances authentication for banking transactions, ensuring strong security for users.

**Highlights:** Strong authentication solution, Time synchronous one-time passwords, Mobile device compatibility, Free to use, Enhanced security for transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### Selcom Pesa

[App page](https://appshunter.io/ios/app/selcom-pesa/id6737184776)

This digital financial app, licensed by the Bank of Tanzania, helps Tanzanian citizens manage their money globally. It offers flexible transaction bundles, instant loans with credit score access, and secure payment options. Onboarding is quick and easy, with 24/7 customer support available in English and Kiswahili.

**Highlights:** Flexible transaction bundles, Instant loans and credit score access, Smart and easy onboarding, Manage multiple account balances, Secure and instant payments, Rewards for inviting friends, Instant Lipa Namba (TanQR) registration

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CRDB OTP free?

CRDB OTP is free to download, with no in-app purchases.

### Is Selcom Pesa free?

Selcom Pesa is free to download, with no in-app purchases.

### Which has better reviews, CRDB OTP or Selcom Pesa?

Selcom Pesa is rated higher. CRDB OTP averages 2.3 out of 5 from 3 ratings, while Selcom Pesa averages 4.5 from 11 ratings.

### Do CRDB OTP or Selcom Pesa have ads?

Neither CRDB OTP nor Selcom Pesa shows ads.

### Which is updated more often, CRDB OTP or Selcom Pesa?

CRDB OTP ships an update every 12 months, and Selcom Pesa monthly. Most recently, CRDB OTP was updated on October 15, 2026 and Selcom Pesa on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*