# CRDB OTP vs iTrust Finance

The clearest difference is rating: iTrust Finance at 5.0 against CRDB OTP's 2.3. iTrust Finance also leads on update cadence (every 8 days vs every 12 months). CRDB OTP's advantage is device support (3 vs 1) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iTrust Finance holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

CRDB OTP ships an update every 12 months, iTrust Finance every 8 days. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CRDB OTP | iTrust Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/crdb-otp/id1412704941/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/itrust-finance/id6761297223/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 8 days** |
| Monetization | Free | Free |
| Size | 21 MB | 43 MB |
| Requires iOS | **12.0** | 17.5 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [CRDB BANK PLC](https://appshunter.io/developer/1291776872) | [iTrust Finance Limited](https://appshunter.io/developer/1788450934) |

## What reviewers say

### CRDB OTP

[App page](https://appshunter.io/ios/app/crdb-otp/id1412704941)

This app provides a secure, time-based one-time password solution for mobile devices. It enhances authentication for banking transactions, ensuring strong security for users.

**Highlights:** Strong authentication solution, Time synchronous one-time passwords, Mobile device compatibility, Free to use, Enhanced security for transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### iTrust Finance

[App page](https://appshunter.io/ios/app/itrust-finance/id6761297223)

This app provides Shariah-compliant financial solutions, including microfinance and investment services. It offers Sukuk bond issuance and operates as a regulated financial institution.

**Highlights:** Shariah-compliant financial solutions, Microfinance services, Investment firm services, Sukuk bond issuance, Brokerage, Fund management, Investment advisory

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CRDB OTP free?

CRDB OTP is free to download, with no in-app purchases.

### Is iTrust Finance free?

iTrust Finance is free to download, with no in-app purchases.

### Which has better reviews, CRDB OTP or iTrust Finance?

iTrust Finance is rated higher. CRDB OTP averages 2.3 out of 5 from 3 ratings, while iTrust Finance averages 5.0 from 1 ratings.

### Do CRDB OTP or iTrust Finance have ads?

Neither CRDB OTP nor iTrust Finance shows ads.

### Which is updated more often, CRDB OTP or iTrust Finance?

CRDB OTP ships an update every 12 months, and iTrust Finance every 8 days. Most recently, CRDB OTP was updated on October 15, 2026 and iTrust Finance on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*