# ACLEDA Authentication vs ABA Merchant

The clearest difference is review sentiment: ACLEDA Authentication at 100% against ABA Merchant's 0%. ACLEDA Authentication also leads on rating (5.0 vs 4.0) and iOS requirement (12.0 vs 15.0). ABA Merchant's advantage is update cadence (monthly vs every 2 months) and ratings volume (15 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ACLEDA Authentication holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: ABA Merchant has 15 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of ACLEDA Authentication's written reviews are positive against 0% of ABA Merchant's.

ACLEDA Authentication ships an update every 2 months, ABA Merchant monthly. The most recent releases landed on October 3, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | ACLEDA Authentication | ABA Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/acleda-authentication/id1413653980/reviews)** | [4.0 (15 ratings)](https://appshunter.io/ios/app/aba-merchant/id1559488956/reviews) |
| Number of ratings | 2 | **15** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 27 MB | 85 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ACLEDA Bank Plc.](https://appshunter.io/developer/1190468030) | [Advanced Bank of Asia Ltd.](https://appshunter.io/developer/1027725950) |

## What reviewers say

### ACLEDA Authentication

[App page](https://appshunter.io/ios/app/acleda-authentication/id1413653980)

This app provides secure authentication for banking transactions on your smartphone. It allows for self-registration and enhances the security of your ACLEDA Internet Bank User account.

**Highlights:** Secure transaction authentication, Self-registration, Internet banking security, Smartphone integration, Enhanced account protection

**In-app purchases:** none


### ABA Merchant

[App page](https://appshunter.io/ios/app/aba-merchant/id1559488956)

This mobile point-of-sale solution allows businesses of any size to accept customer payments. It's designed for entrepreneurs and businesses like cafes, salons, or delivery services. Simply download, activate with your bank account, and start processing transactions.

**Highlights:** Accept customer payments, mPOS solution, Suitable for various business types, Easy activation with bank account, Free to use

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ACLEDA Authentication free?

ACLEDA Authentication is free to download, with no in-app purchases.

### Is ABA Merchant free?

ABA Merchant is free to download, with no in-app purchases.

### Which has better reviews, ACLEDA Authentication or ABA Merchant?

ACLEDA Authentication is rated higher. ACLEDA Authentication averages 5.0 out of 5 from 2 ratings, while ABA Merchant averages 4.0 from 15 ratings.

### Do ACLEDA Authentication or ABA Merchant have ads?

Neither ACLEDA Authentication nor ABA Merchant shows ads.

### Which is updated more often, ACLEDA Authentication or ABA Merchant?

ACLEDA Authentication ships an update every 2 months, and ABA Merchant monthly. Most recently, ACLEDA Authentication was updated on October 3, 2026 and ABA Merchant on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*