# NICCU vs MBT2Go

The clearest difference is rating: MBT2Go at 4.7 against NICCU's 3.6. MBT2Go also leads on ratings volume (1.2K vs 13) and update cadence (monthly vs every 4 months). NICCU's advantage is review sentiment (67% vs 45%) and device support (4 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MBT2Go holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: MBT2Go has 1.2K ratings behind it against 13, so its average is the more settled of the two. Written reviews complicate that: 67% of NICCU's written reviews are positive against 45% of MBT2Go's, so the app with the better star average is not the one people write more warmly about.

NICCU ships an update every 4 months, MBT2Go monthly. Both last shipped on November 2, 2026.

## The numbers

| Metric | NICCU | MBT2Go |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (13 ratings)](https://appshunter.io/ios/app/niccu/id1414546093/reviews) | **[4.7 (1.2K ratings)](https://appshunter.io/ios/app/mbt2go/id1456162671/reviews)** |
| Number of ratings | 13 | **1.2K** |
| Positive reviews | **66.7% of reviews** | 45.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 67 MB | 197 MB |
| Requires iOS | **15.6** | 18.4 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [North Iowa Community Credit Union](https://appshunter.io/developer/1414546092) | [Manufacturers Bank and Trust](https://appshunter.io/developer/835098126) |

## What reviewers say

### NICCU

[App page](https://appshunter.io/ios/app/niccu/id1414546093)

Manage your finances conveniently with this app. It offers secure sign-in options, quick balance checks, fund transfers, bill payments, and mobile check deposits. Special features cater to neurodiverse users, including options for epilepsy, dyslexia, and color blindness.

**Highlights:** Secure sign-in with Face ID/Touch ID, Quick Balance view, Fund transfers, Bill payment, Mobile check deposit, Neurodiverse features

**Features:** Apple Watch app

**In-app purchases:** none


### MBT2Go

[App page](https://appshunter.io/ios/app/mbt2go/id1456162671)

Aggregate all your financial accounts into one place for easy management. Track transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your finances with advanced login options.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is NICCU free?

NICCU is free to download, with no in-app purchases.

### Is MBT2Go free?

MBT2Go is free to download, with no in-app purchases.

### Which has better reviews, NICCU or MBT2Go?

MBT2Go is rated higher. NICCU averages 3.6 out of 5 from 13 ratings, while MBT2Go averages 4.7 from 1.2K ratings.

### Do NICCU or MBT2Go have ads?

Neither NICCU nor MBT2Go shows ads.

### Which is updated more often, NICCU or MBT2Go?

NICCU ships an update every 4 months, and MBT2Go monthly. Most recently, NICCU was updated on November 2, 2026 and MBT2Go on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*