# NICCU vs F$B Mobile

The clearest difference is review sentiment: F$B Mobile at 100% against NICCU's 50%. F$B Mobile also leads on rating (4.8 vs 3.6) and ratings volume (147 vs 13). NICCU's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

F$B Mobile holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: F$B Mobile has 147 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 50% of NICCU's written reviews are positive against 100% of F$B Mobile's.

Both ship on a similar rhythm, roughly every 4 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | NICCU | F$B Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (13 ratings)](https://appshunter.io/ios/app/niccu/id1414546093/reviews) | **[4.8 (147 ratings)](https://appshunter.io/ios/app/fb-mobile/id1537457343/reviews)** |
| Number of ratings | 13 | **147** |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 67 MB | 168 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [North Iowa Community Credit Union](https://appshunter.io/developer/1414546092) | [FARMERS STATE BANK - IA](https://appshunter.io/developer/1537457345) |

## What reviewers say

### NICCU

[App page](https://appshunter.io/ios/app/niccu/id1414546093)

Manage your finances conveniently with this app. It offers secure sign-in options, quick balance checks, fund transfers, bill payments, and mobile check deposits. Special features cater to neurodiverse users, including options for epilepsy, dyslexia, and color blindness.

**Highlights:** Secure sign-in with Face ID/Touch ID, Quick Balance view, Fund transfers, Bill payment, Mobile check deposit, Neurodiverse features

**Features:** Apple Watch app

**In-app purchases:** none


### F$B Mobile

[App page](https://appshunter.io/ios/app/fb-mobile/id1537457343)

Manage your Farmers State Bank accounts conveniently from your mobile device. This application allows you to bank from anywhere, providing easy access to your finances on the go. It's designed for existing customers who want a seamless banking experience.

**Highlights:** Mobile banking, Account management, Bank from anywhere, Customer focused

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NICCU free?

NICCU is free to download, with no in-app purchases.

### Is F$B Mobile free?

F$B Mobile is free to download, with no in-app purchases.

### Which has better reviews, NICCU or F$B Mobile?

F$B Mobile is rated higher. NICCU averages 3.6 out of 5 from 13 ratings, while F$B Mobile averages 4.8 from 147 ratings.

### Do NICCU or F$B Mobile have ads?

F$B Mobile shows ads; NICCU does not.

### Which is updated more often, NICCU or F$B Mobile?

NICCU ships an update every 4 months, and F$B Mobile every 4 months. Most recently, NICCU was updated on October 24, 2026 and F$B Mobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*