# JRF PAY vs City Express mBank

The clearest difference is iOS requirement: JRF PAY at 13.0 against City Express mBank's 15.7. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JRF PAY ships an update every 2 months, City Express mBank every 3 months. The most recent releases landed on October 26, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | JRF PAY | City Express mBank |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Size | 29 MB | 435 MB |
| Requires iOS | **13.0** | 15.7 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [JAPAN REMIT FINANCE](https://appshunter.io/developer/1297112584) | [HAMRO TECHNOLOGY PVT LTD](https://appshunter.io/developer/1434282119) |

## What reviewers say

### JRF PAY

[App page](https://appshunter.io/ios/app/jrf-pay/id1414868885)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### City Express mBank

[App page](https://appshunter.io/ios/app/city-express-mbank/id1501280067)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is JRF PAY free?

JRF PAY is free to download, with no in-app purchases.

### Is City Express mBank free?

City Express mBank is free to download, with no in-app purchases.

### Do JRF PAY or City Express mBank have ads?

Neither JRF PAY nor City Express mBank shows ads.

### Which is updated more often, JRF PAY or City Express mBank?

JRF PAY ships an update every 2 months, and City Express mBank every 3 months. Most recently, JRF PAY was updated on October 26, 2026 and City Express mBank on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*