# KB알다 vs iM캐피탈

The clearest difference is monetization model: iM캐피탈 at free against KB알다's free with in-app purchases. iM캐피탈 also leads on iOS requirement (11.0 vs 15.6). KB알다's advantage is review sentiment (64% vs 47%) and update cadence (every 5 weeks vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB알다 ships an update every 5 weeks, iM캐피탈 every 3 months. The most recent releases landed on August 17, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | KB알다 | iM캐피탈 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/kb/id1415662370/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | **64.2% of reviews** | 46.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 147 MB | 83 MB |
| Requires iOS | 15.6 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KBFintech Inc.](https://appshunter.io/developer/1415662369) | [iM Capital Co., Ltd.](https://appshunter.io/developer/1550234876) |

## What reviewers say

### KB알다

[App page](https://appshunter.io/ios/app/kb/id1415662370)

Compare various loan products, including secured and unsecured loans, to find the best rates and maximum limits without visiting a bank. Manage your credit score and access emergency funds 24/7.

**Highlights:** Compare various loan products, Check maximum limits and minimum interest rates, Available 24/7, including weekends, Credit score management service, Access to emergency and small-amount loans

**Features:** Vision Pro support

**In-app purchases:** none


### iM캐피탈

[App page](https://appshunter.io/ios/app/im/id1575308199)

Access various loan products, from personal credit to secured and auto loans, with a 1-minute credit limit inquiry that doesn't affect your credit score. Manage your loans, check asset values, and apply for new loans seamlessly.

**Highlights:** 1-minute credit limit inquiry, Personal, secured, and auto loan products, Loan management and payment tracking, Real estate and vehicle market value checks, Non-face-to-face loan application, Customizable home screen

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is KB알다 free?

KB알다 is free to download, with no in-app purchases.

### Is iM캐피탈 free?

iM캐피탈 is free to download, with no in-app purchases.

### Do KB알다 or iM캐피탈 have ads?

Neither KB알다 nor iM캐피탈 shows ads.

### Which is updated more often, KB알다 or iM캐피탈?

KB알다 ships an update every 5 weeks, and iM캐피탈 every 3 months. Most recently, KB알다 was updated on August 17, 2026 and iM캐피탈 on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*