# Punto Pago vs Costo Plus

The clearest difference is ratings volume: Punto Pago at 240 against Costo Plus's 1. Punto Pago also leads on update cadence (every 8 days vs every 3 weeks). Costo Plus's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Costo Plus holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Punto Pago has 240 ratings behind it against 1, so its average is the more settled of the two.

Punto Pago ships an update every 8 days, Costo Plus every 3 weeks. The most recent releases landed on October 25, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Punto Pago | Costo Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (240 ratings)](https://appshunter.io/ios/app/punto-pago/id1415876448/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/costo-plus/id1639601808/reviews)** |
| Number of ratings | **240** | 1 |
| Positive reviews | 73.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 136 MB | 90 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PUNTO PAGO PANAMA, S.A.](https://appshunter.io/developer/1415876447) | [Clau.io](https://appshunter.io/developer/1473531073) |

## What reviewers say

### Punto Pago

[App page](https://appshunter.io/ios/app/punto-pago/id1415876448)

Manage your finances and shop online with a digital wallet and marketplace. Easily get virtual Mastercard debit cards, discover unique products from local businesses, and enjoy secure payments with cashback rewards. Supports fair trade principles for online shopping.

**Highlights:** Free Mastercard issuance, Virtual debit cards, Online marketplace, Cashback rewards, Secure payments, Free card delivery

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Costo Plus

[App page](https://appshunter.io/ios/app/costo-plus/id1639601808)

This loyalty program app allows users to earn points on purchases at participating stores. Points can be redeemed for favorite products across all branches. Register easily to access exclusive benefits, offers, store locations, and schedules.

**Highlights:** Earn points on purchases, Redeem points for products, Exclusive member benefits, View store locations and hours, Access promotions and discounts, Easy mobile registration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Punto Pago free?

Punto Pago is free to download, with no in-app purchases.

### Is Costo Plus free?

Costo Plus is free to download, with no in-app purchases.

### Which has better reviews, Punto Pago or Costo Plus?

Costo Plus is rated higher. Punto Pago averages 4.8 out of 5 from 240 ratings, while Costo Plus averages 5.0 from 1 ratings.

### Do Punto Pago or Costo Plus have ads?

Neither Punto Pago nor Costo Plus shows ads.

### Which is updated more often, Punto Pago or Costo Plus?

Punto Pago ships an update every 8 days, and Costo Plus every 3 weeks. Most recently, Punto Pago was updated on October 25, 2026 and Costo Plus on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*