# PIB Bank vs Reflect

The clearest difference is rating: Reflect at 3.5 against PIB Bank's 2.9. Reflect also leads on review sentiment (20% vs 0%) and ratings volume (314 vs 12). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Reflect holds the better App Store score, 3.5 against 2.9. That said, the two scores are not equally well evidenced: Reflect has 314 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 0% of PIB Bank's written reviews are positive against 20% of Reflect's.

PIB Bank ships an update every 5 weeks, Reflect monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | PIB Bank | Reflect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (12 ratings)](https://appshunter.io/ios/app/pib-bank/id1417106885/reviews) | **[3.5 (314 ratings)](https://appshunter.io/ios/app/reflect-banking-made-personal/id1585813708/reviews)** |
| Number of ratings | 12 | **314** |
| Positive reviews | 0.0% of reviews | **20.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 32 MB | 535 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 9+ | 4+ |
| Developer | [Palestine Investment Bank](https://appshunter.io/developer/1417106884) | [Arab Bank PLC](https://appshunter.io/developer/766458474) |

## What reviewers say

### PIB Bank

[App page](https://appshunter.io/ios/app/pib-bank/id1417106885)

Access your account information and perform financial transactions remotely from your iPhone. Manage your accounts securely from anywhere with an internet connection.

**Highlights:** Remote account access, Financial transaction capabilities, Account management on-the-go, Secure remote access, Internet connectivity required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Reflect

[App page](https://appshunter.io/ios/app/reflect-banking-made-personal/id1585813708)

Manage your finances and lifestyle needs with this comprehensive banking app. Send, spend, and save money, shop with a one-click checkout, and automate your savings goals. Earn rewards and prizes through various activities.

**Highlights:** Digital Wallet Account, Personalized Marketplace, Flexible Top-ups & Withdrawals, Loyalty Points & Cash Rewards, Instant Payments & Bill Pay, Automated Saving Spaces, Spin & Win Prizes, Digital Account Opening

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PIB Bank free?

PIB Bank is free to download, with no in-app purchases.

### Is Reflect free?

Reflect is free to download, with no in-app purchases.

### Which has better reviews, PIB Bank or Reflect?

Reflect is rated higher. PIB Bank averages 2.9 out of 5 from 12 ratings, while Reflect averages 3.5 from 314 ratings.

### Do PIB Bank or Reflect have ads?

Neither PIB Bank nor Reflect shows ads.

### Which is updated more often, PIB Bank or Reflect?

PIB Bank ships an update every 5 weeks, and Reflect monthly. Most recently, PIB Bank was updated on October 24, 2026 and Reflect on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*