# TopCard Mobile vs Subscription Tracker

The clearest difference is in-app purchases: TopCard Mobile at none against Subscription Tracker's 3. TopCard Mobile also leads on iOS requirement (16.0 vs 18.0). Subscription Tracker's advantage is update cadence (every 2 days vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. Subscription Tracker sells 3 in-app purchases, starting at $3.99 per month. TopCard Mobile asks for nothing beyond the download.

TopCard Mobile ships an update every 2 months, Subscription Tracker every 2 days. The most recent releases landed on September 19, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | TopCard Mobile | Subscription Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (185 ratings)](https://appshunter.io/ios/app/topcard-mobile/id1417291822/reviews)** | — |
| Number of ratings | **185** | — |
| Positive reviews | 9.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 days** |
| Monetization | Free | — |
| Size | 88 MB | 13 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [UBS Card Center AG](https://appshunter.io/developer/1417291821) | [Ahmet Onur Sahin](https://appshunter.io/developer/1713945888) |

## What reviewers say

### TopCard Mobile

[App page](https://appshunter.io/ios/app/topcard-mobile/id1417291822)

Manage your credit and prepaid cards securely from your smartphone. Track spending, view statements, and block lost cards instantly. Receive real-time push notifications for debits and enjoy secure login with two-factor authentication.

**Highlights:** Card payment overview, Statement viewing, Instant card blocking, Push notifications for debits, Secure login with two-factor authentication

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Subscription Tracker

[App page](https://appshunter.io/ios/app/subscription-tracker-subclock/id6790950951)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubClock Pro Monthly | $3.99 | per month |
| SubClock Pro Yearly | $29.99 | per year |
| SubClock Pro Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is TopCard Mobile free?

TopCard Mobile is free to download, with no in-app purchases.

### Is Subscription Tracker free?

Subscription Tracker is free to download, with in-app purchases available.

### Do TopCard Mobile or Subscription Tracker have ads?

Neither TopCard Mobile nor Subscription Tracker shows ads.

### Which is updated more often, TopCard Mobile or Subscription Tracker?

TopCard Mobile ships an update every 2 months, and Subscription Tracker every 2 days. Most recently, TopCard Mobile was updated on September 19, 2026 and Subscription Tracker on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
