# Bread Savings vs SRT CLT

The clearest difference is iOS requirement: SRT CLT at 12.0 against Bread Savings's 18.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bread Savings ships an update monthly, SRT CLT every 6 weeks. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Bread Savings | SRT CLT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (6.5K ratings)](https://appshunter.io/ios/app/bread-savings/id1418641581/reviews)** | — |
| Number of ratings | **6.5K** | — |
| Positive reviews | 43.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 196 MB | 26 MB |
| Requires iOS | 18.4 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Comenity LLC](https://appshunter.io/developer/943226747) | [Schwab Retirement Technologies Inc.](https://appshunter.io/developer/1558174243) |

## What reviewers say

### Bread Savings

[App page](https://appshunter.io/ios/app/bread-savings/id1418641581)

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

**Highlights:** Secure account access, Monitor balances and transactions, Mobile check deposit, Fund transfers, Personalized interface, Customer support access

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use app
- 👍 Responsive customer service
- 💰 Competitive interest rates
- 🏦 Great online banking platform

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Long customer service wait times
- 🔒 Account access issues
- 🔍 Lack of account visibility

**Reported bugs**

- Login credentials not working
- Updating app causes issues
- Inconsistent account information

**Requested features**

- Integrate credit card management
- Add multi-account view
- Improve transfer limits and hold times


### SRT CLT

[App page](https://appshunter.io/ios/app/srt-clt/id1577977677)

**In-app purchases:** none


## Frequently asked questions

### Is Bread Savings free?

Bread Savings is free to download, with no in-app purchases.

### Is SRT CLT free?

SRT CLT is free to download, with no in-app purchases.

### Do Bread Savings or SRT CLT have ads?

Neither Bread Savings nor SRT CLT shows ads.

### Which is updated more often, Bread Savings or SRT CLT?

Bread Savings ships an update monthly, and SRT CLT every 6 weeks. Most recently, Bread Savings was updated on November 2, 2026 and SRT CLT on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*