# iPaynow vs MCTPay

The clearest difference is update cadence: MCTPay at every 10 days against iPaynow's every 2 months. iPaynow's advantage is iOS requirement (10.0 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iPaynow ships an update every 2 months, MCTPay every 10 days. The most recent releases landed on October 7, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | iPaynow | MCTPay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free | — |
| Size | 12 MB | 9 MB |
| Requires iOS | **10.0** | 17.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Beijing Zhongyitongchuang Technology Co., Ltd](https://appshunter.io/developer/638602021) | [MOBILE COMMUNITY TECH PTE LTD](https://appshunter.io/developer/1626416581) |

## What reviewers say

### iPaynow

[App page](https://appshunter.io/ios/app/ipaynow/id1419585707)

This app offers a cross-border payment solution for various merchants, including e-commerce, travel, and retail. It simplifies international transactions and allows users to view transaction details, bills, and collections easily. The platform aims to facilitate seamless payments for both foreign merchants and Chinese users abroad.

**Highlights:** Cross-border payment solution, Transaction details viewing, Bill management, Easy collection, Support for various merchant types

**Features:** macOS Compatibility

**In-app purchases:** none


### MCTPay

[App page](https://appshunter.io/ios/app/mctpay/id1626416579)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is iPaynow free?

iPaynow is free to download, with no in-app purchases.

### Is MCTPay free?

MCTPay is free to download, with no in-app purchases.

### Do iPaynow or MCTPay have ads?

Neither iPaynow nor MCTPay shows ads.

### Which is updated more often, iPaynow or MCTPay?

iPaynow ships an update every 2 months, and MCTPay every 10 days. Most recently, iPaynow was updated on October 7, 2026 and MCTPay on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*