# Wodi Money vs PolyPay

The clearest difference is rating: Wodi Money at 4.6 against PolyPay's 3.7. Wodi Money also leads on review sentiment (89% vs 50%) and update cadence (every 3 weeks vs every 19 months). PolyPay's advantage is in-app purchases (none vs 2) and iOS requirement (13.4 vs 15.5). On price, ads and device support there is nothing between them.

Both are free to download. Wodi Money sells 2 in-app purchases, starting at $9.99 per month. PolyPay asks for nothing beyond the download.

Wodi Money holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: Wodi Money has 18 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 89% of Wodi Money's written reviews are positive against 50% of PolyPay's.

Wodi Money ships an update every 3 weeks, PolyPay every 19 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Wodi Money | PolyPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (18 ratings)](https://appshunter.io/ios/app/wodi-money/id1420821593/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/polypay/id1521223331/reviews) |
| Number of ratings | **18** | 3 |
| Positive reviews | **88.9% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 19 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 147 MB | 14 MB |
| Requires iOS | 15.5 | **13.4** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [PayCruiser Inc.](https://appshunter.io/developer/1545832034) | [Poly Pay Inc.](https://appshunter.io/developer/1520592579) |

## What reviewers say

### Wodi Money

[App page](https://appshunter.io/ios/app/wodi-money/id1420821593)

Send money globally to mobile wallets, bank accounts, and debit cards. Accept card payments directly from your phone and get instant Visa debit cards and bank accounts. Access cash deposits and withdrawals through a worldwide agent network.

**Highlights:** Global money transfers to 50+ countries, Accept credit card payments, Instant Visa debit card and bank account, Community banking for cash deposits/withdrawals, Pay and get paid via phone number, User-friendly POS system

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| AI Finance Advisor | $9.99 | per month |
| AI Business Advisor | $49.99 | per month |


### PolyPay

[App page](https://appshunter.io/ios/app/polypay/id1521223331)

Exchange unwanted gift cards for ones you prefer. This platform connects you with others to swap gift cards, preventing them from going to waste. Easily convert unused credit into funds for brands you actually want to shop with.

**Highlights:** Exchange unwanted gift cards, Swap gift cards with partners, Convert unused credit, Secure platform, Access desired brands

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Wodi Money free?

Wodi Money is free to download, with in-app purchases available.

### Is PolyPay free?

PolyPay is free to download, with no in-app purchases.

### Which has better reviews, Wodi Money or PolyPay?

Wodi Money is rated higher. Wodi Money averages 4.6 out of 5 from 18 ratings, while PolyPay averages 3.7 from 3 ratings.

### Do Wodi Money or PolyPay have ads?

Neither Wodi Money nor PolyPay shows ads.

### Which is updated more often, Wodi Money or PolyPay?

Wodi Money ships an update every 3 weeks, and PolyPay every 19 months. Most recently, Wodi Money was updated on November 2, 2026 and PolyPay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*