# SpenDebt vs AppliedLMS For Achilles

The clearest difference is update cadence: AppliedLMS For Achilles at every 4 months against SpenDebt's every 13 months. AppliedLMS For Achilles also leads on iOS requirement (12.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SpenDebt ships an update every 13 months, AppliedLMS For Achilles every 4 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | SpenDebt | AppliedLMS For Achilles |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (8 ratings)](https://appshunter.io/ios/app/spendebt/id1422084789/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 13 months | **Every 4 months** |
| Monetization | Free | — |
| Size | 26 MB | 16 MB |
| Requires iOS | 15.0 | **12.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [SPENDEBT, INC](https://appshunter.io/developer/1422084788) | [13441911 Canada Inc](https://appshunter.io/developer/1712624177) |

## What reviewers say

### SpenDebt

[App page](https://appshunter.io/ios/app/spendebt/id1422084789)

This app automates debt and bill repayment by rounding up everyday transactions and contributing the difference towards your balance. It helps build financial discipline and improve your financial health through consistent, on-time payments.

**Highlights:** Automated debt repayment, Micropayments from transactions, Builds financial discipline, Improves financial health, On-time payment tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AppliedLMS For Achilles

[App page](https://appshunter.io/ios/app/appliedlms-for-achilles/id6469770480)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SpenDebt free?

SpenDebt is free to download, with no in-app purchases.

### Is AppliedLMS For Achilles free?

AppliedLMS For Achilles is free to download, with no in-app purchases.

### Do SpenDebt or AppliedLMS For Achilles have ads?

Neither SpenDebt nor AppliedLMS For Achilles shows ads.

### Which is updated more often, SpenDebt or AppliedLMS For Achilles?

SpenDebt ships an update every 13 months, and AppliedLMS For Achilles every 4 months. Most recently, SpenDebt was updated on October 24, 2026 and AppliedLMS For Achilles on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*