# BPSB Mobile vs MyFPCU

The clearest difference is monetization model: BPSB Mobile at free against MyFPCU's free with in-app purchases. BPSB Mobile also leads on iOS requirement (15.0 vs 18.4). MyFPCU's advantage is ratings volume (8.4K vs 53) and rating (4.8 vs 4.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyFPCU holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: MyFPCU has 8.4K ratings behind it against 53, so its average is the more settled of the two. Written reviews point the same way: 50% of BPSB Mobile's written reviews are positive against 60% of MyFPCU's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 9, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | BPSB Mobile | MyFPCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (53 ratings)](https://appshunter.io/ios/app/bpsb-mobile/id1423602616/reviews) | **[4.8 (8.4K ratings)](https://appshunter.io/ios/app/myfpcu/id1474660587/reviews)** |
| Number of ratings | 53 | **8.4K** |
| Positive reviews | 50.0% of reviews | **59.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 148 MB | 176 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Bay Port State Bank](https://appshunter.io/developer/1423602615) | [Financial Plus FCU](https://appshunter.io/developer/731070567) |

## What reviewers say

### BPSB Mobile

[App page](https://appshunter.io/ios/app/bpsb-mobile/id1423602616)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks directly from your iPhone or iPad. Available to existing online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills and manage payees, Deposit checks remotely, View scheduled and paid bills

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### MyFPCU

[App page](https://appshunter.io/ios/app/myfpcu/id1474660587)

Manage all your financial accounts, from various institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks remotely, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Aggregate accounts from other banks, Organize transactions with tags and photos, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Quick and easy to use
- 💡 Helpful customer service
- 🚀 Smooth app operation

**What reviewers complain about**

- 🐛 Unreliable mobile deposit
- 🐛 Inaccurate account balances
- 🐛 Connectivity issues
- 🐛 Confusing navigation

**Reported bugs**

- Mobile deposit not working
- App lags behind in updating transactions
- Credit card activation errors
- Inability to access savings account

**Requested features**

- Ability to view mortgage transactions
- Option to receive paper statements
- Multi-account access on one device
- Dark mode option


## Frequently asked questions

### Is BPSB Mobile free?

BPSB Mobile is free to download, with no in-app purchases.

### Is MyFPCU free?

MyFPCU is free to download, with no in-app purchases.

### Which has better reviews, BPSB Mobile or MyFPCU?

MyFPCU is rated higher. BPSB Mobile averages 4.5 out of 5 from 53 ratings, while MyFPCU averages 4.8 from 8.4K ratings.

### Do BPSB Mobile or MyFPCU have ads?

Neither BPSB Mobile nor MyFPCU shows ads.

### Which is updated more often, BPSB Mobile or MyFPCU?

BPSB Mobile ships an update monthly, and MyFPCU monthly. Most recently, BPSB Mobile was updated on September 9, 2026 and MyFPCU on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*