# UTFCU Mobile vs Pro

The clearest difference is rating: UTFCU Mobile at 5.0 against Pro's 4.5. UTFCU Mobile also leads on review sentiment (100% vs 80%) and iOS requirement (12.1 vs 17.0). Pro's advantage is update cadence (every 4 months vs every 37 months) and ratings volume (62 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UTFCU Mobile holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Pro has 62 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of UTFCU Mobile's written reviews are positive against 80% of Pro's.

UTFCU Mobile ships an update every 37 months, Pro every 4 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | UTFCU Mobile | Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/utfcu-mobile/id1423748884/reviews)** | [4.5 (62 ratings)](https://appshunter.io/ios/app/pro-flex-carpenters-hra/id1473996105/reviews) |
| Number of ratings | 3 | **62** |
| Positive reviews | **100.0% of reviews** | 80.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 37 months | **Every 4 months** |
| Monetization | Free | Free |
| Size | 14 MB | 32 MB |
| Requires iOS | **12.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Union Trades Federal Credit Union](https://appshunter.io/developer/1423748883) | [ProFlex Administrators, LLC](https://appshunter.io/developer/588838739) |

## What reviewers say

### UTFCU Mobile

[App page](https://appshunter.io/ios/app/utfcu-mobile/id1423748884)

Manage your United Trades FCU accounts conveniently and securely from your mobile device. Check balances, view transactions, transfer funds, and pay bills on the go. It's a free service for enrolled members.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay bills, View cleared checks, Get current rates

**Features:** macOS Compatibility

**In-app purchases:** none


### Pro

[App page](https://appshunter.io/ios/app/pro-flex-carpenters-hra/id1473996105)

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Quickly check balances, view claims, and submit receipts. Securely access all your important account information with real-time updates.

**Highlights:** Check account balances 24/7, View claims requiring receipts, File claims for medical FSA and HRA, Submit receipts via photo upload, View and manage HSA transactions, Pay bills and add payees

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UTFCU Mobile free?

UTFCU Mobile is free to download, with no in-app purchases.

### Is Pro free?

Pro is free to download, with no in-app purchases.

### Which has better reviews, UTFCU Mobile or Pro?

UTFCU Mobile is rated higher. UTFCU Mobile averages 5.0 out of 5 from 3 ratings, while Pro averages 4.5 from 62 ratings.

### Do UTFCU Mobile or Pro have ads?

Neither UTFCU Mobile nor Pro shows ads.

### Which is updated more often, UTFCU Mobile or Pro?

UTFCU Mobile ships an update every 37 months, and Pro every 4 months. Most recently, UTFCU Mobile was updated on October 24, 2026 and Pro on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*