# BDO Checkout vs Virtual Pag

The clearest difference is rating: BDO Checkout at 5.0 against Virtual Pag's 2.9. BDO Checkout also leads on iOS requirement (12.0 vs 14.0). Virtual Pag's advantage is update cadence (every 2 months vs every 14 months) and ratings volume (14 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BDO Checkout holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: Virtual Pag has 14 ratings behind it against 1, so its average is the more settled of the two.

BDO Checkout ships an update every 14 months, Virtual Pag every 2 months. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | BDO Checkout | Virtual Pag |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bdo-checkout/id1424179661/reviews)** | [2.9 (14 ratings)](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285/reviews) |
| Number of ratings | 1 | **14** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 26 MB | 147 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) | [Pag-IBIG Fund](https://appshunter.io/developer/1651750152) |

## What reviewers say

### BDO Checkout

[App page](https://appshunter.io/ios/app/bdo-checkout/id1424179661)

This app facilitates cross-border payments for merchants using QR code technology. It supports various payment methods like GCash, Grab Pay, WeChat Pay, Alipay, and UPI, offering efficient collection and cashier management solutions.

**Highlights:** Cross-border QR code payments, Supports GCash, Grab Pay, WeChat Pay, Alipay, UPI, Real-time transaction status review, Multi-dimensional collection analysis, Multiple cashier account management, Customizable cashier authority

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Virtual Pag

[App page](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285)

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

**Highlights:** View savings and MP2 records, Monitor loan balances, Track payments, Apply for short-term loans, Online payment options, Check loan status

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BDO Checkout free?

BDO Checkout is free to download, with no in-app purchases.

### Is Virtual Pag free?

Virtual Pag is free to download, with no in-app purchases.

### Which has better reviews, BDO Checkout or Virtual Pag?

BDO Checkout is rated higher. BDO Checkout averages 5.0 out of 5 from 1 ratings, while Virtual Pag averages 2.9 from 14 ratings.

### Do BDO Checkout or Virtual Pag have ads?

Neither BDO Checkout nor Virtual Pag shows ads.

### Which is updated more often, BDO Checkout or Virtual Pag?

BDO Checkout ships an update every 14 months, and Virtual Pag every 2 months. Most recently, BDO Checkout was updated on October 23, 2026 and Virtual Pag on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*