# UCB One vs PI Banking

The clearest difference is rating: PI Banking at 4.8 against UCB One's 3.6. PI Banking also leads on review sentiment (72% vs 30%) and ratings volume (5K vs 365). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PI Banking holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: PI Banking has 5K ratings behind it against 365, so its average is the more settled of the two. Written reviews point the same way: 30% of UCB One's written reviews are positive against 72% of PI Banking's.

UCB One ships an update every 6 weeks, PI Banking monthly. The most recent releases landed on September 19, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | UCB One | PI Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (365 ratings)](https://appshunter.io/ios/app/ucb-one/id1424329574/reviews) | **[4.8 (5K ratings)](https://appshunter.io/ios/app/pi-banking/id1522834437/reviews)** |
| Number of ratings | 365 | **5K** |
| Positive reviews | 30.1% of reviews | **71.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 96 MB | 152 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [United Commercial Bank Limited](https://appshunter.io/developer/910995191) | [Pubali Bank Limited](https://appshunter.io/developer/1502212327) |

## What reviewers say

### UCB One

[App page](https://appshunter.io/ios/app/ucb-one/id1424329574)

Manage your finances on the go with comprehensive account access, fund transfers, and bill payments. Securely handle credit card transactions, request services, and manage your credentials for a seamless banking experience.

**Highlights:** Account dashboard, Fund transfers (own, UCB, other banks), Credit card management and payments, Bill payments and mobile recharge, Service requests, Activity log and credential settings, Card and cheque management

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Good functionality
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🕰️ Slow performance
- 📱 Poor UI/UX design
- 🔑 Lack of biometric login
- 🔄 Frequent login issues

**Reported bugs**

- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues

**Requested features**

- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features


### PI Banking

[App page](https://appshunter.io/ios/app/pi-banking/id1522834437)

Access your bank accounts and manage financial services through a mobile application. View account statements, perform fund transfers, pay bills, and recharge mobile phones. Offers both non-transactional and transactional features for convenient banking.

**Highlights:** Account balance and statement viewing, Fund transfers (internal and external), Mobile recharge, Bill payments, Cheque management, Card management, New account creation

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 💡 Convenient banking services
- 🚀 Fast transactions
- 🔒 Secure banking experience

**What reviewers complain about**

- 🐛 Frequent server/network issues
- 🔒 Lack of biometric login options
- 🔍 Inconsistent e-KYC process
- 🤔 Confusing feature availability

**Reported bugs**

- Login screen freezes
- Incompatibility with newer OS versions
- Inconsistent OTP delivery
- Cash withdrawal feature not working

**Requested features**

- Add biometric login options (Face ID, Fingerprint)
- Improve e-KYC process to avoid in-person verification
- Expand NPSB service coverage
- Integrate credit card management features
- Provide option to save/manage debit card details


## Frequently asked questions

### Is UCB One free?

UCB One is free to download, with no in-app purchases.

### Is PI Banking free?

PI Banking is free to download, with no in-app purchases.

### Which has better reviews, UCB One or PI Banking?

PI Banking is rated higher. UCB One averages 3.6 out of 5 from 365 ratings, while PI Banking averages 4.8 from 5K ratings.

### Do UCB One or PI Banking have ads?

Neither UCB One nor PI Banking shows ads.

### Which is updated more often, UCB One or PI Banking?

UCB One ships an update every 6 weeks, and PI Banking monthly. Most recently, UCB One was updated on September 19, 2026 and PI Banking on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*